How Can I Beat the Land Registry Delays?
Key Takeaways
- Some Land Registry delays are taking over 18 months, though most routine updates take 3-4 months.
- You usually don't need to worry about Land Registry delays because the transaction is protected from application, not registration.
- If the delay will cause a problem, including putting another transaction at risk, you can to the Land Registry to expedite your application.
- There are additional factors you must consider if you are purchasing a short lease which you intend to extend.
- There are additional factors you must consider if you are a cash buyer, and you will need to mortgage the property after purchase.
Is there a backlog with Land Registry?
There is a backlog with the Land Registry. The most up-to-date waiting times, categorised by the nature of your application, can be found at Gov.uk.
How long is Land Registry taking at the moment? Updated January 2025
For register queries, it takes 1 to 2 days to handle an application manually. A search of the index map can take 2 to 3 days.
The longest time the Land Registry takes to process an application is around 17-19 months; this is for almost all applications when registering purchases of purchases of plots on new developments. However, almost all routine updates happen within 3-4 months.
Almost all complex changes to existing registered titles will be completed in 15-17 months. Almost all Registering purchases of part of a registered property that is not a new development take place in 16-18 months. Almost all first registrations of properties take 15-17 months.
Application | Earliest | Average | Almost all |
Routine ownership, mortgage and other changes to existing registered titles | 1 day | 2 to 25 days | 3 to 4 months |
More complex changes to existing registered titles | 1 day | 5 to 6 months | 15 to 17 months |
Registering purchases of plots on new developments | 8 to 10 months | 10 to 12 months | 17 to 19 months |
Registering purchases of part of a registered property that is not a new development | 10 to 14 months | 14 to 16 months | 16 to 18 months |
Registering a property for the first time | 8 to 12 months | 15 to 17 months | 15 to 17 months |
Why is Land Registry taking so long?
Many applications to the Land Registry are automated and can be registered on the same day:
"Just over 30% of applications to update the register are automated and completed within minutes. These include applications to remove a mortgage or registering a standard form of restriction." Source: Gov.uk
Most standard applications involve several stages for the Registrar to complete, such as:
- Registering Transfers
- Updating Charges (Mortgages)
- Changing Names
More complex applications such as:
- multi-title applications submitted by developers,
- major infrastructure projects,
- registering property for the first time,
- dividing existing titles, or
- lodging a new lease,
will involve more work for the registrar. Over half of these applications will require clarification or further information, which will be received by you or your solicitor as 'Land Registry requisitions'. These can cause delays at the Land Registry resulting in an overall backlog. The good news is:
"We have increased our overall caseworker resource by around 1,000 in the last few years, including over 500 in the last 2 years alone to help process additional cases. We believe improvements can only be delivered through a combination of recruitment and training as well as automation. At the moment, 29% of our applications to change the register are automated – we want to increase this to up to 70% in the next 3 years." Source: Gov.UK
What happens to the legal ownership during the Land Registry delay between completion and registration?
The seller remains the legal owner until the property is transferred to the buyer, which only takes place on registration. The legal process for this is that the seller holds the property on trust for the buyer until the property register is updated at the Land Registry.
This means that your legal ownership rights are secured from the moment the application is received, not at the point at which it is processed and completed.
Be assured by this statement from HMLR: "Every application we receive protects the transaction it is registering from the day we receive it."
Is there a Land Registry Fast Track?
These delays are frustrating for homeowners who are excited to see their name on the title deeds. However, due to the protections described above, the delay usually isn't too much of an issue
If the delay in registering the property at the Land Registry is going to prevent or put at risk another transaction, you can apply to the Land Registry to fast track your registration. If you meet their criteria, they’ll finalise the registration.
The Land Registry expedited (fast-track) process is available for applications, either residential or commercial, where a delay would:
- cause problems not related to a land transaction, or
- put a property sale or any kind of property transaction at risk, for example, a refinancing deal or development.
You can’t ask the Land Registry to fast-track your application if you don’t have a valid reason to.
How do Land Registry delays affect lease extensions after completion?
If you've bought a lease with less than 84 years remaining, you will most likely want to extend the lease as early as possible; because every year the lease reduces, the cost to extend your lease increases.
On any purchase of a leasehold with a term of 84 years or less, where you intend to extend the lease, request that your solicitor apply for expedited registration. This can be done after completion, as well as before.
How do Land Registry delays affect cash buyers?
If you are buying with cash, but need to mortgage the property after purchase to raise finance, you will find that most lenders require the property to be registered for a minimum of 6 months. Again, if you need to mortgage the property, request that your solicitor put in an application for expedited registration.
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Caragh is an excellent writer and copy editor of books, news articles and editorials. She has written extensively for SAM for a variety of conveyancing, survey, property law and mortgage-related articles.
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