Mortgage Broker York

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in York

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker York Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Stability helps applications for credit

Lenders tend to favour apparent stability when it comes to granting credit. So staying at the same address (particularly if you are a homeowner rather than a renter), working at the same place and banking at the same bank tend to help.

Consistency in applications, particularly over a long period, helps, such as using the same or similar job title and keeping the same phone number and email address.

Lifetime Mortgage

A lifetime mortgage is a type of equity release and is a long term loan secured on a property, where the amount borrowed depends on the age of the applicant and the value of their property.

It differs from a standard mortgage because the borrower doesn't have to make any repayments at all before the end of the plan.


York is a a beautiful historic walled city in North Yorkshire in Yorkshire County and was founded by the Romans in 71 AD. Landmarks and attractions include York Minster, the largest Gothic cathedral in Northern europe, and Barley Hall, a reconstructed medieval house, among many others. York has two universities, the University of York and York St John University.

Property Price Stats for York


Average property price in York£244,130
% Change compared to last year8%
Population of York200,018 (2012)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker York - Recently Completed

  • Huntington Rd, City Centre, York YO31 9BP
  • 14 Clifton, York YO30 6BQ
  • 66 Brockfield Park Dr, York YO31 9ER
  • 16 Lendal, York YO1 8DA
  • 47 Front St, York YO24 3BR

Local High Street Banks in York

Mortgage Broker in and around York

Our York mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Knapton, Askham Bryan, Bishopthorpe, Murton, Haxby, Somerford Keynes and Brockfield.

Which banks are local to you?


  • Barclays - 1-3 Parliament St, York YO1 8SE
  • Lloyds - 2 Pavement, York YO1 9UP
  • HSBC - 13 Parliament Street, North Yorkshire, York YO1 8RS

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for York

Mortgage Brokers York offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

York Mortgage Broker Insider Tips

Consider booking your searches as soon as you have an offer accepted

If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.

Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.

Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.

Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.

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