Mortgage Broker Woolwich

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Woolwich

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Woolwich Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Don't make multiple applications for credit

If you apply for lots of credit then every company you apply to will check your credit file. This could indicate that you are desperate for money and will have an impact on your credit score. Banks and building societies even check your credit score when you open a bank account.

Don’t worry, checking your credit score through Experian, Equifax or CallCredit will not affect your credit score.

95% mortgages

As a rule, 95% mortgages are those which offer a 95% loan to value ratio (LVR) i.e. a lender grants you a loan of 95% of the purchase price of the house you're looking to buy.

Because the standard deposit is 10%, 95% is clearly a larger LTV than normal and you can expect to pay higher interest rates than normal on your mortgage.

You should bear in mind also that if house prices decline just 6%, you will technically be in negative equity; this is more acceptable if you're intending to stay put for a number of years (you might 'ride out' the price fall until prices rise again) but if you're intending to move again in the shorter term, you face selling your house for a lower price than you bought it for.


Woolwich is a historic town and area of South East London, around 8 miles east south-east of the capital's centre and has a strong association with the military. Landmarks and attractions include the Thames Barrier, the 1912 Woolwich foot tunnel and the Royal Artillery Barracks.

Property Price Stats for Woolwich


Average property price in Woolwich£299,494
% Change compared to last year10%
Population of Woolwich71,526 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Woolwich - Recently Completed

  • Herbert Road, Woolwich, London, SE18 3QD
  • 21 Moordown, Woolwich, London, SE18 3LY
  • 44 Hudson Place, Woolwich, South East London. SE18 7FL
  • 33 Wordsworth House, 6 Woolwich Common, Woolwich, SE18 4HS
  • 68 Powis St, London SE18 6LQ

Local High Street Banks in Woolwich

Mortgage Broker in and around Woolwich

Our Woolwich mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Plumstead, Royal Arsenal, Charlton, Kidbrooke, Horn Park, Barnham and Welling.

Which banks are local to you?


  • Lloyds - 19 Powis St, Woolwich, London SE18 6HZ
  • HSBC - 15 Wellington St, Woolwich, London SE18 6PH
  • Natwest - 1-7 Powis St, Woolwich, London SE18 6LE

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Woolwich offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Woolwich Mortgage Broker Insider Tips

Book your mortgage valuation as soon as you've had your offer accepted

If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.

You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down. 

Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.

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