Mortgage Broker Wokingham

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Wokingham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Wokingham Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Remove unfair defaults on your file

Defaults can sometimes occur on your credit file because a company has reported a debt you still owe (which you may have disputed).

You must contact the company and ask for it to be removed, making it clear that you will contact the Financial Ombudsman if it isn't.

If contact with the company does not solve the problem, you can add a notice of correction to your file with a short explanation. It may slow applications down but it will help reduce the effects of the default.
Your final recourse is to contact the Financial Ombudsman or, if your dispute is with an energy company, the Energy Ombudsman.

Interest-only Mortgage

These types of mortgages, now only open to non-residential customers in the UK, require a mortgagor to repay monthly only the interest on the mortgage loan. The capital has to paid in full at the end of the mortgage term.

Residential mortgagors can only take out repayment mortgages, which differ from interest-only mortgages in that each month, you have to pay not only a portion of the interest owed but a portion of the capital borrowed.


Wokingham is a market town in Berkshire situated around 40 miles west of London. The town's Henry Lucas Hospital is the town's most prominent listed building: it used to be almshouses which were built in 1665. It is a place of diverse entertainments, including a well-attended theatre, a winter carnival and a music, food and drink festival. Thorpe Park is nearby also. Other attractions include both the California Country Park, in Nine Mile Ride in Finchampstead, which has a beautiful lake, a cafe and restaurant and swimming pool for kids under 10; and Dinton Pastures Country Park in Davis Street in Hurst, which is a great country park with a large lake.

Property Price Stats for Wokingham


Average property price in Wokingham£432,271
% Change compared to last year9%
Population of Wokingham30,403


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Wokingham - Recently Completed

  • Highgrove, Winnersh Grove, Wokingham, Berkshire, RG41 5PR
  • Grainford Court, Crescent Road, Wokingham, Berkshire, RG40 2DP
  • Silk Court, Wokingham, Berkshire, RG40 1XS
  • Clifton Road, Wokingham, Berkshire, RG41 1NF
  • Laurel Cottages, Robin Hood Way,Winnersh, Wokingham, Berkshire, RG41 5JM

Local High Street Banks in Wokingham

Mortgage Broker in and around Wokingham

Our Wokingham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Winnersh, Reading, Bracknell, Barkham, Crowthorne, Finchampstead and Sandhurst.

Which banks are local to you?


  • Barclays Bank Plc - 184-186 High St, Acton, London W3 9NH
  • Natwest Bank Plc - 139 High St, Acton, London W3 6LZ
  • Santander Bank Plc - 154-156 High St, London W3 6QZ

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Wokingham

Mortgage Brokers Wokingham offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Wokingham Mortgage Broker Insider Tips

Let your mortgage lender know if you are needing to work to a deadline.

  • If you are using a mortgage to purchase your home in Wokingham and want to get completed quickly, your mortgage lender should be able to advise you on whether or not this is possible. This could influence your mortgage lender and the mortgage product itself.
  • Taking a mortgage out can be a protracted process, especially since the Mortgage Market Review introduced greater restrictions, so it is important to get your valuation completed as soon as you can. 
  • This can be ordered via your bank or mortgage adviser and it can take around 2 weeks to receive the valuation. 
  • Please note the mortgage valuation and a building survey are two different things.

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