Mortgage Broker Woking

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Woking

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Woking Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Remove old addresses/old accounts from your file

If you have an account for, say, a mobile phone you don't use any more and it's linked to an old address, this can ruin a mortgage application due to ID checks.

You must make sure old accounts are closed or have an up-to-date address.

95% mortgage

As they sound, 95% mortgages involve a lender granting you a loan equal to 95% of the full purchase price of a home to enable you to buy it. You might look at these if you are looking to buy a property but do not have sufficient savings for a standard-sized deposit of 10% of the asking price.

The downside is that you have to take out a larger mortgage, which is likely to be more expensive in terms of interest rate levied on the loan. Additionally, house prices need only fall 6% for you to find yourself in negative equity.


Woking is a lively large town in the west of Surrey about 23 miles south west of Central London. The town is well-provided for in terms of shopping and entertainment, good schools and it has an iconic Martian statue - influenced by HG Wells' seminal novel 'The War of the Worlds' - in the town centre. The town centre is nicely pedestrianised. Brookwood Cemetery, on Cemetery Pales, is one attraction: it is of huge scale and contains many listed buildings. Also worthy of mention is the New Victoria Theatre in the Peacocks Centre in the town centre where you can see many contemporary shows in comfortable seating and at a venue near many restaurants. Within easy reach also are Virginia Water, Thorpe Park (Waterskiing and theme park) and Windsor Great Park.

Property Price Stats for Woking


Average property price in Woking£440,599
% Change compared to last year11%
Population of Woking92,400


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Woking - Recently Completed

  • Rydens Way, Old Woking, Surrey, GU22 9DN
  • Westfield Close, Woking, Surrey, GU22 9BU
  • Heath View, Kemishford, Woking, Surrey, GU22 0RP
  • Clews Lane, Woking, Surrey, GU24 9DZ
  • Rosebery Crescent, Woking, Surrey, GU22 9BL

Local High Street Banks in Woking

Mortgage Broker in and around Woking

Our Woking mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Guildford, Byfleet, Chobham, Addlestone, Ottershaw, Croydon and Pyrford.

Which banks are local to you?


  • HSBC Bank Plc - 12A North St, Guildford GU1 4AF
  • Lloyds Bank Plc - 147 High St, Guildford GU1 3AG
  • Natwest Bank Plc - 151 High St, Guildford GU1 3AH

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Woking

Mortgage Brokers Woking offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Woking Mortgage Broker Insider Tips

Get your signed documents to your conveyancing solicitors as soon as possible.

Your solicitor cannot exchange on your property in Woking until they have received your signed contract, transfer deed, mortgage deed and anything else required. Therefore it is so vital that you complete these as soon as possible and send them by the fastest possible method.

Often your solicitor will only accept signed originals of certain documents. Therefore it is important to account for slow postal delivery options.

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