Mortgage Broker Witham

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
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We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Witham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Witham Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Applying for a mortgage? Never take out a payday loan

Some mortgage underwriters automatically reject applications for mortgages from people who have taken up payday loans.

Lenders most often view the use of payday loans as evidence of poor money management. They are also extremely expensive.

Joint Borrower Sole Proprietor Mortgage

A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.

There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.

If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages


Witham is a town in Essex within Braintree District and sits on a the path of the Roman road between Chelmsford and Colchester. Evidence suggests that the area has been inhabited as far back as the Neolithic period and it was named in the Domesday Book of 1086, although the present town started life on Chipping Hill, which is the location of St Nicolas's Church (and this is a unique spelling!).

Witham was briefly an affluent spa town in the 18th century and before that, a centre of the wool trade until the industry itself declined in the 17th century. It greatly expanded however in the late 1960s and 1970s when the then Greater London Council built 3 large council estates ostensibly as part of an overspill policy to cater for families from London to move to. Many of the properties built have subsequently been bought by residents via the Right to Buy initiative.

Local landmarks and attractions include Dorothy L. Sayers' Old House (she was a notable crime writer and poet), Braxted Back Lake, Cressing Temple, Paycocke's House and Garden (excellent tea room among other things), Sculpt Gallery and Coggeshall Grange Barn.

Property Price Stats for Witham


Average property price in Witham£294,018
% Change compared to last year10%
Population of Witham25,353 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Witham - Recently Completed

  • Fleming Way, Witham, ESSEX CM8 2GL
  • Chelmer Road, ESSEX CM8 2EY
  • Lavender Close, Witham, Essex CM8 2YG
  • Randall Close, Witham Essex CM8 1FP
  • Butcher Row, Witham, Essex CM8 1YR

Local High Street Banks in Witham

Mortgage Broker in and around Witham

Our Witham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Hatfield Peverel, Wickham Bishops, Great Braxted, Rivenhall End, Terling, Fairstead and White Notley.

Which banks are local to you?


  • Nationwide Building Society - 96 Newland St, Witham CM8 1AH
  • Barclays Bank Plc - 59 Newland St, Witham CM8 2AJ
  • Lloyds Bank Plc - 99 Newland St, Witham CM8 1AQ

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Witham offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Witham Mortgage Broker Insider Tips

The trick is to order your property searches as soon as you instruct.

Searches can take some time to get back, namely the searches from the local authority. So you may find yourself all ready to exchange but not able to proceed because you are waiting for your searches to get back.

Being organised and booking your searches early can mean you get the essential information you need back to you and your solicitor as early as possible. 

Thereby you can make a fully informed, good decision about whether to proceed with your purchase in Witham or not.

Click to order your Property Searches