Mortgage Broker West Sussex

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in West Sussex

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker West Sussex Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Checked one score? Check all 3!

Remember that in the UK there are 3 main credit reference agencies: Experian, Equifax and CallCredit. All 3 use different methods to produce a credit score and one or all may be consulted by a lender about your credit-worthiness.

It therefore makes more sense to check your score – and file – for all 3 so you have a complete picture of how your profile is viewed and can take any necessary steps to keep your credit score as high as you can.

Repayment Mortgage

You have to take out a repayment mortgage if you are a residential home buyer. You are granted a mortgage loan normally conditional on your saving a deposit of a minimum of 10% of the purchase price (in certain circumstances a lower percentage or even no deposit may be acceptable) and you commit to making regular monthly repayments over an agreed term, frequently 25 years, during which you pay back the loan.

For each payment you make, a portion of the money goes toward paying the interest on the loan and the rest goes towards paying down the capital. You accumulate more of the underlying capital over time so the interest element becomes less and the portion devoted to paying off the principal increases.

The biggest advantage of a repayment mortgage is that as long as you make all the payments, you can rest assured that at the end of the term you'll own the full equity of your property. This is not guaranteed to be the case with an interest-only mortgage; these mortgages are now only open to commercial customers.


West Sussex county has the coastline to its south and its county town/city Chichester, has a cathedral which was founded in 1075.

The county, which contains the Christ's Hospital school with its archaic, Tudor uniforms, combines access to London with access to the coast and is relatively affluent, with high employment levels and many businesses sited there. It also is the location of Gatwick Airport, the second most important airport in England's South East. It hosts the South Downs National Park and Fishbourne Roman Palace - the palace's floor mosaics are very worth viewing.

Property Price Stats for West Sussex


Average property price in West Sussex£329,515
% Change compared to last year6%
Population of West Sussex808,900 (2001)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker West Sussex - Recently Completed

  • Davits Drive, Little Hampton, West Sussex, BN17 6RU
  • 22 Mannings Close, Crawley, West Sussex, RH10 3TX
  • Russets, Felcourt Road, Felcourt, East Grinstead, West Sussex, RH19 2LA
  • 42 Hyde Heath Court, Crawley, West Sussex, RH10 3UQ
  • Karakal, Rosemary Avenue, Steyning, West Sussex, BN44 3YS

Local High Street Banks in West Sussex

Mortgage Broker in and around West Sussex

Our West Sussex mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Crawley, Chichester, Horsham, Bognor Regis, Worthing, Battle and Littlehampton.

Which banks are local to you?


  • HSBC Bank Plc - 40 South Rd, West Sussex, Haywards Heath RH16 4LA
  • Lloyds Bank Plc - 1 West St, Horsham RH12 1PA
  • Barclays Bank Plc - 1 Chapel Rd, Worthing BN11 1EX

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for West Sussex

Mortgage Brokers West Sussex offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

West Sussex Mortgage Broker Insider Tips

Selling? Consider ordering your own local authority search

  • One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search for their own peace of mind.

  • The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes. 

  • A seller can therefore pre-empt this by buying their own local authority search, which they can then sell onto a prospective buyer.

  • They also benefit by being notified of any planning orders etc.

Click to order your Local Authority Search