Mortgage Broker West Byfleet

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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in West Byfleet

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker West Byfleet Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Dissolve any links to old partners

You should ensure that any links you have with old partners are removed – otherwise if they have a bad credit rating it will affect yours in turn.

You do this by contacting the relevant credit reference agency and asking for a notice of disassociation.

Family Deposit Mortgage

Family deposit mortgages typically involve a close associate, normally a family member, placing money into a linked special savings account which is used as security against a mortgagor not making repayments on the mortgage loan.

If the mortgagor does default, the lender can look to make good any shortfall by taking cash out of the account in question, which it controls. One incentive for the associate is that savings interest is payable on the account in question so if the mortgagor does manage to make the correct, timely repayments, then, beyond locking up cash for some years, the close associate will have helped the mortgagor to buy a home while gaining interest on their savings and for no other cost.


West Byfleet is a pleasant village in Surrey which grew developed in recent times when the Byfleet and Woodham railway station (as it was then called) was opened there in 1887. It has recreational attractions nearby such as Thorpe Park (water sports and theme park centre), Windsor Castle, Windsor Great Park and Virginia Water nearby.

Property Price Stats for West Byfleet


Average property price in West Byfleet£636,516
% Change compared to last year26%
Population of West Byfleet5,626


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker West Byfleet - Recently Completed

  • Woodham Waye, Woodham Woking, GU21 5SJ
  • 24 Norfolk Farm Road, Pyrford, Surrey, GU22 8LW
  • 78 Hollies Avenue, West Byfleet, Surrey, KT14 6AL
  • 49 Queens Road, Knaphill, Surrey, GU21 2ED
  • 8 Brooklands Court, West Field Parade, Byfleet, KT15 3LF

Local High Street Banks in West Byfleet

Mortgage Broker in and around West Byfleet

Our West Byfleet mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Woking, Byfleet, Ottershaw, Addlestone, Pyrford, Ottershaw and Sheerwater.

Which banks are local to you?


  • Barclays Bank Plc - 25 Old Woking Rd, West Byfleet KT14 6LG
  • Natwest Bank Plc - 5 Station Approach, West Byfleet KT14 6NQ
  • Lloyds Bank Plc - 15 High Rd, Byfleet, Weybridge KT14 7QH

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers West Byfleet offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

West Byfleet Mortgage Broker Insider Tips

Agree a date you want to compete by as soon as your offer is accepted

Even though you may not actually end up moving on the date you agree at this point, it is likely to focus any chain on a timeframe for exchange of contracts and completion, which is likely to save considerable time overall.

Ask your solicitor to inform all other parties of your preferred timeline.

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