Mortgage Broker Stockport

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Stockport

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Stockport Tip 1
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Mortgage Broker Tip 1

Mortgage Broker Tip 2

Lower your credit utilisation ratio

The credit utilisation ratio is how much credit you've taken up as a portion of how much credit you've been offered. Your credit score will generally rise the lower this ratio is. As a general rule, you should always keep the ratio below 50% overall and considerably lower if possible.

If you have more than one credit card you should also be aware of the utilisation ratio overall and per card, because credit reference agencies take all the measure into account.

Capped Rate Mortgage

Capped rate mortgages are variable rate mortgages with an agreed cap on how high the rate – and therefore your repayments – can rise.

The rate can fall, meaning your payments become cheaper, and cannot rise above a certain agreed level, making it easy for you to budget and more predictable.

You should be very clear about whether you can afford to make the repayments at the level of the cap, which might be set quite high and the interest rates offered may be less competitive than for other variable and fixed rate mortgages.

Capped rate mortgages may also be for a particular fixed time period and if they are, you may have to pay a large sum if you choose to leave early.


Stockport is in Greater Manchester, around 7 miles south-east of Manchester town centre and the town is the largest in Stockport borough. Famous landmarks include the Stockport Viaduct (built 1840), Underbank Hall and Vernon Park.

You can visit Hat Works in Wellington Mill, which showcases Stockport's hat-making history and is the only museum devoted to this subject in the UK. For leisure, you can visit Bramall Hall, beautiful parkland with woods and trails, set around a Tudor manor house.

Property Price Stats for Stockport


Average property price in Stockport£179,840
% Change compared to last year0%
Population of Stockport283,300 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Stockport - Recently Completed

  • Cromwell Avenue, Stockport, SK5 6GB
  • 26 Prestbury Close, Stockport, SK2 7HW
  • Flat 2, 21 Victoria Grove, Heaton Chapel, Stockport, SK4 5BU
  • 37 Didsbury Road, Stockport, SK4 2BD
  • 6 Brooks Avenue, Hazel Grove, SK7 4EF

Local High Street Banks in Stockport

Mortgage Broker in and around Stockport

Our Stockport mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Cheadle, Cheadle Hulme, Bramhall, Hazel Grove, Bredbury, Felcourt and Parrs Wood.

Which banks are local to you?


  • HSBC - 5 Great Underbank, Stockport SK1 1LH
  • Co-op Bank - 1 St Peter's Square, Stockport SK1 1NX
  • Virgin Money - 16 Great Underbank, Stockport SK1 1LF

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Stockport

Mortgage Brokers Stockport offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Stockport Mortgage Broker Insider Tips

Let your mortgage lender know if you are needing to work to a deadline.

If you need to get moving quickly and are using a mortgage to purchase your home in Stockport, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!

It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.


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