Mortgage Broker Southampton

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Southampton

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Southampton Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Pay off debts with savings

Information about any debt you owe to lenders and institutions can be accessed by other lenders and too much debt held generally lessens your credit score.

It invariably makes sense to pay off debts using your savings; the chances are any returns you make on savings are likely to be smaller than the interest and charges you have to pay for holding debt.

Bridging Finance

Bridging finance is not strictly a type of mortgage but is often strongly connected to mortgaging. Strictly speaking it is short term – and relatively expensive – funding which is often used to:

  • Bridge the finance gap between selling a property and purchasing another;
  • Help buy dilapidated properties to 'do up'; and
  • Help buy auction properties.
Lenders need to be satisfied that bridging finance can be repaid and normally require lending to be secured against other residential or commercial properties held, whether a first or second charge.

It is normally relatively quick to arrange and is set up on a bespoke basis.


Southampton is the largest city in Hampshire County and is on the south coast of England. The city, which has a distinguished maritime history, is very close to the New Forest. It hosts Bargate Friday and Saturday Markets and has a premier league football club. It is a major UK port. It has great shopping areas. Southampton Airport offers domestic, EU and international flights. It is also a university city, hosting the University of Southampton, which has a growing international reputation for research.

Property Price Stats for Southampton


Average property price in Southampton£206,474
% Change compared to last year5%
Population of Southampton236,900 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Southampton - Recently Completed

  • Forester Road, Soberton Heath, Southampton, Hampshire, SO32 3QG
  • 12 Keppel Rise, Centenary Quay, Woolston, Southampton, SO19 9UD
  • 65 Gordon Avenue, Southampton, SO14 6WH
  • 167a Spring Road, Sholing, Southampton, Hampshire SO19 2NU
  • Holly Lodge, Empress Road, Lyndhurst, Hampshire. SO43 7A

Local High Street Banks in Southampton

Mortgage Broker in and around Southampton

Our Southampton mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Eastleigh, North Baddesley, Upton, Cadnam, Lyndhurst, Harefield and Bursledon.

Which banks are local to you?


  • Barclays Bank Plc - 67B Above Bar St, Southampton SO14 7DZ
  • Lloyds Bank Plc - 92 - 94 Above Bar St, Southampton SO14 7DT
  • Natwest Bank Plc - 12 High St, Southampton SO14 2NX

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Southampton

Mortgage Brokers Southampton offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Southampton Mortgage Broker Insider Tips

Agree a date you want to compete by as soon as your offer is accepted

Even though you may not actually end up moving on the date you agree at this point, it is likely to focus any chain on a timeframe for exchange of contracts and completion, which is likely to save considerable time overall.

Ask your solicitor to inform all other parties of your preferred timeline.

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