Mortgage Broker Southall

Book your Free Mortgage Consultation today

There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
I agree to Terms and Privacy Policy
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
Proud of our Reviews
SAM Conveyancing Reviews
Fast Mortgage Applications with SAM Conveyancing
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Southall

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Southall Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Don't use unauthorised overdraft facilities

If you've set up an authorised overdraft facility with a bank, don't exceed your limit. Fees and interest charged on unauthorised overdrafts are generally extortionate and can damage your credit rating.

You should either restrict your outgoings to keep within your limit or, if you have to, find a cheaper source of finance, such as a loan.

Family Offset Mortgage

These mortgages, which are a type of offset mortgage, typically involve family members placing their savings into an account linked the mortgagor's mortgage, and their savings interest is deducted from the mortgage interest, making the mortgage cheaper.

The lender often requires that the savings are 'locked in' for some considerable time (can be many years) until, for example, 75% of the mortgage is paid off. During this time, the family members cannot use the savings interest as income at all – it is tied in to being deducted from the mortgage.


Southall is a district of West London in Ealing Borough. It has a vibrant community with an ethnically diverse population. It is around 10 miles west of Central London.

Southall's main high street has many boutiques, selling diverse goods and there are many cafes and restaurants. It hosts the Gurdwara Sri Guru Singh Sabha, revered among Sikhs, and it has the charming Norwood Green enclave, which has a village feel and an excellent pub in The Plough.

Property Price Stats for Southall


Average property price in Southall£312,936
% Change compared to last year11%
Population of Southall69,857 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Southall - Recently Completed

  • Kingsbridge Road, Southall, UB2 5RT
  • 40 Park View road, Southall, Middx, UB1 3HJ
  • 13 Deck Court, The Boat Yard, Tentelow Lane, Southall Middx, UB2 4FD
  • 5 Sangam Close, Southall, UB2 5JB
  • 40 Lancaster Road, Southall, Middlesex, UB1 1NW

Local High Street Banks in Southall

Mortgage Broker in and around Southall

Our Southall mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Hayes, Hanwell, Greenford, Norwood Green, North Hyde, Hayes and Dormer's Wells.

Which banks are local to you?


  • Lloyds Bank Plc - 25 The Broadway, Southall UB1 1JT
  • Metro Bank Plc - 8, Hayes Bridge Retail Park, Uxbridge Rd, Southall UB4 0RH
  • Natwest Bank Plc - 69 The Broadway, Southall UB1 1LD

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Southall

Mortgage Brokers Southall offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Southall Mortgage Broker Insider Tips

If a family member or friend is providing you with any of the finance towards your home purchase in Southall, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote Fixed Fee – No Sale No Fee – On all Major Lender Panels