Mortgage Broker Romford

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Romford

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Romford Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Get a credit card – but use it responsibly

People who don't have credit cards tend to be regarded, all other things being equal, as a higher risk than someone who manages credit cards responsibly.

The key is to keep your credit to manageable levels, make your repayments on time and, to save yourself money, don't use your credit card as a cash card apart from in an emergency!

Tracker Mortgage

These are a type of variable rate mortgage and the interest rate varies according to another interest rate which it tracks – most often this is the Bank of England base rate – and is a few per cent higher than this. The arrangement normally lasts for a set time period, most often between 2 and 5 years.

You benefit by having cheaper repayments if the tracked rate falls and lose out if this rate rises. You should investigate to see if your lender can increase the rate even if the underlying rate doesn't change. You should also be wary if there are large repayment charges if you choose to leave the product before the end of the fixed period.


Romford, a large town in North East London about 14 miles from the capital's centre, forms one of the largest retail, leisure, commercial and enterprise districts outside London. Romford Greyhound Stadium in London Road is one the few remaining dog racing tracks in London.

Romford also hosts a very pretty boutique theatre - The Brookside Theatre - in Eastern Road which hosts a variety of productions and you are on the doorstep of Epping Forest for many different outdoor leisure activities.

Property Price Stats for Romford


Average property price in Romford£297,751
% Change compared to last year15%
Population of Romford36,500 (2005)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Romford - Recently Completed

  • Orchard Road, Romford, Greater London RM7 8HR
  • 34 Nayland Court, Market Place, Romford, Greater London, RM1 3EF
  • 4 Kynance Close, Romford, Greater London, RM3 7LB
  • 29 Birch Court, Sherman Gardens, Romford, RM6 4AP
  • 154 Marks Rd, Romford, Greater London, RM7 7AL

Local High Street Banks in Romford

Mortgage Broker in and around Romford

Our Romford mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Hornchurch, Chadwell Heath, Havering-atte-Bowe, Hainault, Fairlop, Upney and Dagenham.

Which banks are local to you?


  • Metro Bank Plc - Brewery Walk, Waterloo Road, Romford RM1 1AU
  • Barclays Bank Plc - 36/38 South Street, Romford RM1 1RH
  • Lloyds Bank Plc - 1-3 Market Pl, Romford RM1 3AA

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Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Romford

Mortgage Brokers Romford offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Romford Mortgage Broker Insider Tips

Let your mortgage lender know if you are needing to work to a deadline.

If you need to get moving quickly and are using a mortgage to purchase your home in Romford, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!

It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.


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Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting