Mortgage Broker Richmond

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Richmond

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Richmond Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Do not apply for many loans or credit cards at the same time

Credit agencies view this behaviour as a red flag because it makes you look like you are desperate for money.

Your credit score may well be downgraded as a result.

First time buyer mortgage

First time buyer mortgages are those which are constructed to appeal particularly to those buying homes for the first time. Some lenders provide incentives such as cashback – a cash lump sum when you've just moved in is perhaps more likely to be attractive to a first time buyer who might have less property etc. than a home mover who has much of the fixtures and fittings to put in place in their new home already bought over the years.

Fixed term mortgages are another example of a device which can be very marketable towards first time buyers. They take these out to have the security of knowing exactly how much they'll need each month to make their repayments. They have to remember to organise a new fixed term when the initial one expires to avoid going on a lender's standard variable rate, but the incentive of saving cash through organising this, perhaps by selecting a new mortgage provider, is arguably likely to appeal as well.


Richmond is a beautiful, affluent suburban town in southwest London, around 8 miles from London's centre. It is a very historic area with many types of period housing and blissful, scenic views, well used by local pubs and restaurants, of the River Thames which runs through it. Attractions, among very many, include Ham House on Ham Street, an incredible 17th century house with a beautiful garden and cafe as well as Richmond Theatre on Little Green, a late Victorian building which hosts a variety of performances.

Property Price Stats for Richmond


Average property price in Richmond£890,753
% Change compared to last year7%
Population of Richmond214,114


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Richmond - Recently Completed

  • Cedar Terrace, Richmond, Surrey, TW9 2BY
  • Flat 19, Kew Court, Richmond Road, Kingston Upon Thames, Surrey, KT2 5DF
  • 140 Lower Morlake Road, Richmond, Surrey, TW9 2LJ
  • 21 Northumbria Court, 6 Sheen Road, Richmond, Surrey TW9 1AE
  • 7 Sheridan Road, Richmond, Surrey, TW10 7NH

Local High Street Banks in Richmond

Mortgage Broker in and around Richmond

Our Richmond mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Kingston Upon Thames, Twickenham, Kew, Wimbledon, Barnes, Strawberry Hill and Brentford.

Which banks are local to you?


  • Barclays Bank Plc - 8 George St, Richmond TW9 1JU
  • HSBC Bank Plc - 67 George St, Richmond TW9 1HG
  • Lloyds Bank Plc - 19-21 The Quadrant, Richmond TW9 1BP

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Richmond

Mortgage Brokers Richmond offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Richmond Mortgage Broker Insider Tips

Book your home buyers survey as soon as you have your offer accepted.

Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.

Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.

Click to get your FREE RICS Home Buyers Survey Quote
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