Mortgage Broker Redruth

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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Redruth

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Redruth Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Remove unfair defaults on your file

Defaults can sometimes occur on your credit file because a company has reported a debt you still owe (which you may have disputed).

You must contact the company and ask for it to be removed, making it clear that you will contact the Financial Ombudsman if it isn't.

If contact with the company does not solve the problem, you can add a notice of correction to your file with a short explanation. It may slow applications down but it will help reduce the effects of the default.
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Your final recourse is to contact the Financial Ombudsman or, if your dispute is with an energy company, the Energy Ombudsman.

Family Deposit Mortgage

Family deposit mortgages typically involve a close associate, normally a family member, placing money into a linked special savings account which is used as security against a mortgagor not making repayments on the mortgage loan.

If the mortgagor does default, the lender can look to make good any shortfall by taking cash out of the account in question, which it controls. One incentive for the associate is that savings interest is payable on the account in question so if the mortgagor does manage to make the correct, timely repayments, then, beyond locking up cash for some years, the close associate will have helped the mortgagor to buy a home while gaining interest on their savings and for no other cost.


Redruth is a small commercial town in west Cornwall. Historically, Redruth was a small market town with a high demand of copper during the 18th century which made it one of the largest and richest mining areas in Britain.

There is a variety of places to visit within Redruth area including Carn Brea Castle and Heartlands Cornwall, which is a Cornish mining heritage site as well as Chapel Porth Beach, which is a sandy beach with cliffs and caves.

Property Price Stats for Redruth


Average property price in Redruth £168,706
% Change compared to last year0%
Population of Redruth14,018 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Redruth - Recently Completed

  • Green Ln, Redruth TR15 1JU
  • Rose Row, Redruth TR15 1LB
  • Claremont Rd, Redruth TR15 1LP
  • Ford's Row, Redruth TR15 1JS
  • Canfield Place, Plain-An-Gwarry, Redruth TR15 1JD

Local High Street Banks in Redruth

Mortgage Broker in and around Redruth

Our Redruth mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Trewirgie, Trevingey, Pennance, Busveal, Tolgus Mount, Blowinghouse and Carn Brea Village.

Which banks are local to you?


  • Lloyds - 27 Fore St, Cornwall, Redruth TR15 2BJ
  • Nationwide Building Society - 22 Fore St, Redruth TR15 2AL
  • Halifax 20 Fore St, Redruth TR15 2BD

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Redruth offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Redruth Mortgage Broker Insider Tips

Selling? 'No chain' means less chances for delays..

If an estate agent tells you that, regarding a potential buyer, there is 'no chain', it means that that buyer doesn't have to sell another property in order to buy yours.

The more 'links' there are in a chain, inevitably there are more chances for delays as there are more people who have to coordinate any purchase with a balancing sale.

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