Mortgage Broker Reading

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Reading

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Reading Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Hold off applying for credit until old issues have expired

Bankruptcy and county court judgments stay on your file for six years and data about applications for a year.

It's therefore worth leaving applications until problems such as these have been removed from your file to boost your chances of success.

Discount Mortgage

Discount mortgages are another variant of variable mortgages but the discount is linked to the lender's standard variable rate (SVR) as opposed to the Bank of England's base rate. One of the risks involved is that the lender, if stated within its terms & conditions, can reserve the right to increase its rate independently of any movement – or non-movement – of the Bank of England base rate.

The discount normally applies during a fixed, agreed term and all mortgages that have a fixed term normally require a mortgagor to pay a large early repayment charge if they opt to leave early.


Reading is a large town in Berkshire. It combines excellent shopping and great leisure options with many housing choices. It hosts the University of Reading, the annual Reading Festival (in Little John's Farm on Richfield Avenue) and a number of prominent theatres including the Hexagon. The town also has 5 Grade I listed buildings including Reading Abbey and Greyfriars Church.

Property Price Stats for Reading


Average property price in Reading£320,386
% Change compared to last year13%
Population of Reading155,700


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Reading - Recently Completed

  • Kentwood Hill, Tilehurst, Reading, RG31 6DL
  • Matlock Road, Caversham Heights, Reading, Berkshire, RG4 7BS
  • Rotherfield Way, Reading, Berkshire, RG4 8PJ
  • Stanbury Gate, Spencers Wood, Reading, RG7 1SR
  • Birdhill Avenue, Reading, RG2 7JU

Local High Street Banks in Reading

Mortgage Broker in and around Reading

Our Reading mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Earley, Newbury, Twyford, Wokingham, Pangbourne, Caversham and Bracknell.

Which banks are local to you?


  • HSBC Bank Plc - 26 Broad St, Reading RG1 2BU
  • Metro Bank Plc - Broad Street Mall, 201 Broad St, Reading RG1 7QA
  • Nationwide Building Society - 1 Station Rd, Reading RG1 1LG

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Reading

Mortgage Brokers Reading offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Reading Mortgage Broker Insider Tips

Communicate using the fastest and most efficient methods.

This way unnecessary delays are avoided. It would be awful if you were ready to exchange on your property in Reading but couldn't go ahead as some documents were still outstanding in the post.

Modern society allows us to contact each other with the touch of a button, be it via email or telephone. If you have a question, it is often quicker to call. If you need to send some documents, an email with scanned attachments can be faster than the post.

If you are using the post, always use the most rapid options and make sure it is recorded or you could risk losing important, essential documents. The nominal extra cost is utterly worth it. It's important to note that a lost or even delayed document can set you back 2-3 weeks, and time is precious in a home move.

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