Mortgage Broker Park Royal

Book your Free Mortgage Consultation today

There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
I agree to Terms and Privacy Policy
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
Proud of our Reviews
SAM Conveyancing Reviews
Fast Mortgage Applications with SAM Conveyancing
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Park Royal

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Park Royal Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Lower your credit utilisation ratio

The credit utilisation ratio is how much credit you've actually made use of measured against the available credit you've been offered. Your credit score will generally rise the lower this ratio is. As a general rule, it's best to keep this ratio below 50% overall and considerably lower if possible.

If you have more than one credit card you should also be aware of the utilisation ratio overall and per card, because credit reference agencies take all the measures into account.

Joint Mortgage

Joint mortgages are mortgages where the mortgage is taken out by two (or more) people together in order to buy a property. The mortgage sum granted is calculated according to 2 (or more) incomes and so is a way of getting a larger mortgage than if one person alone was applying for one.

The other side of a joint mortgage is that all of the borrowers are equally joint and severally liable (click to find out more). This means that if, for example, one person defaults on the required repayments, then the lender can pursue all parties on the mortgage to recover the money owed and ultimately it can repossess your home even if you yourself, out of all the signatories on the mortgage, have been making the correct, timely repayments.


Park Royal is an area of West London and is shared between two London boroughs, namely Brent and Ealing. It has a large business park and has around 500 food companies based in its locale.

It's located very close to the junction of the A40 Westway and the North Circular Road (A406) and the interchange is called the Hanger Lane Gyratory.

It has excellent public transport communications, as it has Park Royal Station (Picadilly Line) and Hanger Lane (Central Line) close by. There are many green open spaces also nearby.

Property Price Stats for Park Royal


Average property price in Park Royal£399,204
% Change compared to last year0%
Population of Park Royal76,278 (2001)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Park Royal - Recently Completed

  • Birse Crescent, London, NW10 1SJ
  • 83b Manor Park Road, Harlesden, London, NW10 4JU
  • Lennox Gardens, Gladstone Park, London, NW10 1AA
  • Flat 9, 2 Hillside, London NW10 8GE
  • Cooper Road, London NW10 1BG

Local High Street Banks in Park Royal

Mortgage Broker in and around Park Royal

Our Park Royal mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Alperton, North Acton, Tokyngton, Stonebridge, Harlesden, Ealing and Perivale.

Which banks are local to you?


  • Barclays Bank - Acorn House 38, 36 Park Royal Rd, London NW10 7JA
  • NatWest Bank - 1 Abbey Rd, Park Royal, London NW10 7YQ
  • HSBC Bank - 69 Park Royal Rd, London NW10 7JR

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Park Royal

Mortgage Brokers Park Royal offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Park Royal Mortgage Broker Insider Tips

Choose conveyancing solicitors who balance their work well

Conveyancing solicitors look after the needs of many clients and if they take on too many clients, they will be unable to give adequate service to all of them particularly in matters of communication and it's more likely that mistakes will be made.

SAM Conveyancing carefully balance the workloads of the solicitors we use to ensure that you receive the optimum level of client care when you move home. We also only employ Conveyancing Quality Scheme (CQS) solicitors, so you can relax secure in this knowledge when you choose us.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels