Mortgage Broker Pangbourne

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Pangbourne

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Pangbourne Tip 1
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Mortgage Broker Tip 1

Mortgage Broker Tip 2

Difficulty getting a loan from a bank? Try a Credit Union instead

Credit unions are 'not for profit' and offer low-interest loans, normally to people living or working in a particular area. APRs offered are generally lower than those of banks, saving you money on interest and therefore your repayments will be cheaper.

You need to become a member of a credit union first and some require you to build up savings with them before they'll let you apply for a loan.

Capped Rate Mortgage

With a capped rate mortgage, you can be sure that your mortgage repayments will not increase over a certain amount. It is a form of variable mortgage so your repayments will go up and down, but only up so much.

The variable element is the interest rate which is based on the lender’s standard variable rate (SVR). The capped rate tends to be quite high so you need to make sure you can afford your maximum rate.


Pangbourne is a large village on the River Thames located in the county of Berkshire west of Reading.

The village has pleasant open spaces including Thames Path as well as a variety of attractions to visit such as Basildon Park, a classic 18th century country house, Mapledurham Watermill, the last working corn and grist mill on the Thames, and Beale Park (which is a bird sanctuary and picnic area with plenty of facilities for small children).

Property Price Stats for Pangbourne


Average property price in Pangbourne£721,213
% Change compared to last year9%
Population of Pangbourne2,978 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Pangbourne - Recently Completed

  • Weatheroak, Cedar Drive, Pangbourne RG8 7BH
  • Pangbourne Hill, Pangbourne, Reading RG8 7AS
  • Meadowside Road, Pangbourne, Reading, Berkshire RG8 7NQ
  • St James Cl Pangbourne, BERKS RG8 7AP
  • Reading Rd, Pangbourne, BERKS RG8 7HY

Local High Street Banks in Pangbourne

Mortgage Broker in and around Pangbourne

Our Pangbourne mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Reading, Basildon, Whitchurch Hill, Tidmarsh, Mapledurham, Upper Basildon and Purley on Thames.

Which banks are local to you?


  • Nationwide Building Society - 100 School Rd, Reading RG31 5AU
  • Lloyds - 70 School Rd, Tilehurst, Reading RG31 5AW
  • HSBC - 26 Broad St, Reading RG1 2BU

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Pangbourne offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Pangbourne Mortgage Broker Insider Tips

Book your mortgage valuation as soon as you've had your offer accepted

If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.

You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down. 

Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.

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