Mortgage Broker Orpington

Book your Free Mortgage Consultation today

There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
I agree to Terms and Privacy Policy
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
Proud of our Reviews
SAM Conveyancing Reviews
Fast Mortgage Applications with SAM Conveyancing
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Orpington

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Orpington Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Don't just pay the minimum repayment on your credit card

While you should always pay at least the minimum monthly repayment on your credit card and on time, it's very worth paying more than this and doing so will boost your credit score.

Lenders view paying off more than the monthly required minimum sum as evidence of good financial management and inform credit reference agencies accordingly.

Capped Mortgage

Capped mortgages are variable rate mortgages and the cap comes into play if the rate rises and ensures that repayments cannot rise beyond a certain amount. If the rate falls, then repayments become less.

If you are thinking of taking up a capped mortgage, you need to be sure that you are able to make payments should the rate rise to and stay at the level of the cap: if the cap is set too high, problems can occur as payments become too expensive to accommodate.

Capped mortgages are normally capped for an agreed fixed term and if this is the case you can only leave if you pay a large early repayment charge. Once the fixed term has elapsed, the mortgage is normally converted to one which is variable with the lender's standard variable rate. From this point, there are no penalties for choosing to take up a mortgage of another type.


Orpington is a town in south east London, in Bromley Borough and is on the edge of Greater London's boundary with Kent. It is around 13 miles south east of the capital's centre.

Nearby Downe House, where Charles Darwin wrote his hugely important work 'The Origin of Species', is well worth a visit, is well-preserved and is very educational. You can also do paintballing at Delta Force Paintball in Coneyearth Woods. Not for those of a delicate disposition!

Property Price Stats for Orpington


Average property price in Orpington£449,922
% Change compared to last year11%
Population of Orpington15,311 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Orpington - Recently Completed

  • Gladstone Road, Orpington, Kent, BR6 7DZ
  • Garden House, Rookery Road, Orpington, Kent, BR6 7JQ
  • 22 Tubbenden Lane, Orpington, Kent, BR6 9PN
  • 16 Newstead Avenue, Orpington, Kent, BR6 9RL
  • 18 Glentrammon Road, Green Street Green, Orpington, Kent, BR6 6DE

Local High Street Banks in Orpington

Mortgage Broker in and around Orpington

Our Orpington mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Chislehurst, Bromley, Chelsfield, St Mary Cray, Crockenhill, Hayes and Downe.

Which banks are local to you?


  • Lloyds Bank Plc - 177-179 High St, Orpington BR6 0LJ
  • Barclays Bank Plc - 229 High St, Orpington BR6 0JU
  • HSBC Bank Plc - 249 High St, Orpington BR6 0NR

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Orpington

Mortgage Brokers Orpington offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Orpington Mortgage Broker Insider Tips

Selling? Deal with any issues which are likely to appear on a survey before you market your property

A cautious buyer is more likely to book a RICS home buyers survey which is likely to show up any potential or actual defects your property may have.

If there are any, these may give a prospective buyer grounds either to bargain with you for a reduction in selling price or even to pull out of buying. At the very least you may end up wasting time as a result.

You should therefore call in a professional to remedy any structural issues you may have such as damp – the cause might often be damaged roofs or window frames or leaking pipes.

Click to book your building defect specialist