Mortgage Broker Old Woking

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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Old Woking

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Old Woking Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Reduce any debt you are in

Seems obvious of course – and always easier said than done – but this will do much more for you than simply improving your credit score.

Stop using credit cards, find out all the accounts you have and determine exactly what you owe on each one and what you're being charged in terms of interest etc. Create a payment plane which directs your finances towards repaying debt on the highest interest accounts but always covering all your minimum payments.

No Deposit Mortgage

No deposit mortgages enable you to get a 100% loan to value ratio on your mortgage, i.e. the lender grants you a mortgage which covers the seller's full purchase price with no deposit required from you.

These mortgages normally work by requiring an associate of yours (often a family member) to leave some money in an account for a set period of time with the account being controlled during that time by the lender. If you default on your repayments, the lender has recourse to the money in the linked account, which the associate risks losing. Another method is requiring an associate to put up their house as security in case you default.

Interest rates on these products are likely to be higher than normal. Click on No Deposit Mortgages to find out more.


Old Woking, in Surrey County, was the original settlement of the town and borough of Woking. It is a village with many historic buildings, including St Peters Church, which dates back to the 12th Century.

Nearby Woking provides many amenties, shopping, restaurants etc. By road, the A3 is around 2miles away and the nearest train station is in Woking (gives access to London). Worplesdon Station, slightly further to Old Woking's south, is on the direct line going to Portsmouth.

Property Price Stats for Old Woking


Average property price in Old Woking£362,661
% Change compared to last year14%
Population of Old Woking3,192 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Old Woking - Recently Completed

  • Rydes Way, Old Woking, Surrey, GU22 9DG
  • 76 Rydens Way, Old Woking, GU22 9DN
  • 18 Campbell Avenue, Woking, Surrey, GU22 9NP
  • 31 Woodham Waye, Woodham Woking, Surrey, GU21 5SJ
  • 4 Florence Court, Woking, Surrey, GU21 2TN

Local High Street Banks in Old Woking

Mortgage Broker in and around Old Woking

Our Old Woking mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Guildford, Chobham, Woking, Kingfield, Mayford, Leybourne and Pyrford.

Which banks are local to you?


  • Lloyds - 23 Old Woking Rd, Weybridge, West Byfleet KT14 6LN
  • Barclays - Town Gate House, Church St E, Woking GU21 6AE
  • TSB - Harland House, 1 Commercial Way, Woking GU21 1ES

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Old Woking offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Old Woking Mortgage Broker Insider Tips

The trick is to order your property searches as soon as you instruct.

Searches can take some time to get back, namely the searches from the local authority. So you may find yourself all ready to exchange but not able to proceed because you are waiting for your searches to get back.

Being organised and booking your searches early can mean you get the essential information you need back to you and your solicitor as early as possible. 

Thereby you can make a fully informed, good decision about whether to proceed with your purchase in Old Woking or not.

Click to order your Property Searches