Mortgage Broker North West London

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Available 8am to 7pm
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We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in North West London

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker North West London Tip 1
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Mortgage Broker Tip 1

Mortgage Broker Tip 2

Stability helps applications for credit

Lenders tend to favour apparent stability when it comes to granting credit. So staying at the same address (particularly if you are a homeowner rather than a renter), working at the same place and banking at the same bank tend to help.

Consistency in applications, particularly over a long period, helps, such as using the same or similar job title and keeping the same phone number and email address.

Joint Borrower Sole Proprietor Mortgage

A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.

There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.

If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages


North West London ranges from inner London areas such as St John's Wood and districts close by, to the north of the Marylebone Road, to suburbs on the border with Hertfordshire, such as Edgware. It's a diverse area, ranging from highly affluent enclaves such as St John's Wood to more cosmopolitan areas such as Harrow and Wembley.

Connections in and around the area are excellent, with mini-hubs such as Willesden Junction. It boasts the tube station with the highest elevation on the entire system – Mill Hill East – and the Royal Air Force Museum in Colindale. The Wembley complex is well-known worldwide; the stadium has been redeveloped with a distinct decorative arch which can be seen from miles away from many parts of London.

Property Price Stats for North West London


Average property price in North West London£733,792
% Change compared to last year2.17%
Population of North West London638,000 (2018)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker North West London - Recently Completed

  • Peter Avenue, NW10 2AN
  • Rochester Road, NW1 9JH
  • Gifford Road, NW10 9ED
  • St. Cuthberts Road, NW2 3QJ
  • Grampian Gardens, NW2 1JH

Local High Street Banks in North West London

Mortgage Broker in and around North West London

Our North West London mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including St Johns Wood, Primrose Hill, Golders Green, Pinner, Stanmore, Wembley and Edgware.

Which banks are local to you?


  • Barclays Bank - 40 Wellington Rd, St John's Wood, London NW8 9TJ
  • HSBC Bank - 897 Finchley Rd, Golders Green, London NW11 7NX
  • NatWest Bank - 9 The Broadway, Stanmore HA7 4DA

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for North West London

Mortgage Brokers North West London offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

North West London Mortgage Broker Insider Tips

Consider booking your searches as soon as you have an offer accepted

If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.

Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.

Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.

Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.

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