Mortgage Broker Middlesex

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Available 8am to 7pm
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We handle the whole  Mortgage Process
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** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Middlesex

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Middlesex Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Don't take up more than half of the credit available to you

As a general rule, you should not take up more than half the credit available to you on, say, a credit card because it will negatively impact your credit score.

When you take up more than 50% of the credit offered to you, lenders start to view you as overextended and therefore more likely to default on a debt repayment or to make a payment late in future. They therefore downgrade your credit score accordingly, making any future potential borrowing more expensive or worse, any future applications for credit less likely to be successful.
Help to Buy Mortgage
A Help to Buy mortgage is required to cover the rest of the purchase price of a New Build you're looking to buy within the scheme which involves you having to produce a minimum 5% deposit and for which the Government provides an equity loan (repayable) of up to 20% (up to 40% for London Help to Buy) of the purchase price of the property.

The Help to Buy mortgage you require is therefore likely to be for a maximum loan to value (LTV) of 75% (55% for London Help to Buy) of the purchase price of the property. This is a lower LTV ratio than for standard mortgages, leaving you less exposed.

Click to find out more about Help to Buy Mortgages


Although Middlesex is no longer an administrative county, it is still often to be found as a postal direction on mail. It used to cover a very large part of London's area, including, for example, the boroughs of Camden, Hackney, Harrow, Hammersmith and Fulham, Islington, Kensington and Chelsea, Tower Hamlets, Hillingdon and the City of Westminster. The name itself derives, as many counties do, from Anglo Saxon times - it was the Middle Saxon kingdom.

Attractions in this diverse county are extremely diverse; you could visit Twickenham Stadium, the Mecca of the rugby world, for example, then you could climb Harrow Hill to overlook the world famous public school then you could go to Highgate Cemetery to visit the tomb of Karl Marx while contemplating a jaunt on Hampstead Heath...

Property Price Stats for Middlesex


Average property price in Middlesex£661,959
% Change compared to last year0%
Population of Middlesex2,920,485 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Middlesex - Recently Completed

  • Adelphi Crescent, Hayes, Middlesex, UB4 8LY
  • 6 Newport Lodge, 5 Village Road, Enfield, Middlesex, EN1 2DN
  • 3 Orford Gardens, Twickenham, Middlesex, TW1 4PL
  • 51 Western Road, Southall, Middlesex, UB2 5HE
  • 59 Ouseley Road, Wraysbury, Middlesex, TW19 5JJ

Local High Street Banks in Middlesex

Mortgage Broker in and around Middlesex

Our Middlesex mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Hounslow, Enfield, Teddington, Uxbridge, Ruislip, Arundel and Greenford.

Which banks are local to you?


  • Barclays Bank Plc - Civic Centre, High St, Uxbridge UB8 1JX
  • Lloyds - 1 Silver St, Enfield EN1 3EE
  • Halifax - 1 Silver St, Enfield EN1 3EE

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Middlesex

Mortgage Brokers Middlesex offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Middlesex Mortgage Broker Insider Tips

Communicate using the fastest and most efficient methods.

This way unnecessary delays are avoided. It would be awful if you were ready to exchange on your property in Middlesex but couldn't go ahead as some documents were still outstanding in the post.

Modern society allows us to contact each other with the touch of a button, be it via email or telephone. If you have a question, it is often quicker to call. If you need to send some documents, an email with scanned attachments can be faster than the post.

If you are using the post, always use the most rapid options and make sure it is recorded or you could risk losing important, essential documents. The nominal extra cost is utterly worth it. It's important to note that a lost or even delayed document can set you back 2-3 weeks, and time is precious in a home move.

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