for Manchester
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 5% on the 7th November 2024.
Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Oldham | £13,473 | £29,645 or £13,473 per salary with a joint purchase |
Stockport | £30,549 | £61,097 or £30,548 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Manchester
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Pay off more than the minimum repayment on your credit card
Fixed rate mortgage
Be in constant communication with your solicitor regarding your conveyancing in Manchester.
Your solicitor will be working hard for you from the get go. If something unforeseen arises, you change your mind about the property, a bereavement means you are unable to go ahead at this time, and so on, inform your solicitor as soon as possible.
By doing so, unnecessary and time-consuming work which later needs to be rectified can be avoided.
It also makes sure that all of your legal documents are accurate and the service you receive continues to be specifically tailored to your circumstances and needs.
Frequently Asked Questions: Mortgage Brokers Manchester
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Manchester mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
You can disengage the services of your Mortgage Broker before making a formal application, and no fee will be levied.
Read our - Terms and Conditions.
SAM Conveyancing is an approved partner of Advies Private Client, and this page is an advertisement for them. SAM Conveyancing does not provide or arrange mortgage advice, but we may receive a commission for any product you take with Advies Private Client after we introduce you to them.
The FCA does not regulate SAM Conveyancing and does not provide any insurance or mortgage products, nor can we provide any advice on different insurance or mortgage products. Please liaise with your chosen Advies Private Client for any insurance advice.
Mortgage Broker Manchester - Recently Completed
- The Cube, 2 Advent Way, Ancoats, Manchester, M4 7LH
- 106 Icon 25, 101 High Street, Northern Quarter, Manchester, M4 1HG
- A28 The Ropeworks, Little Peter Street, Southern Gateway, Manchester, M15 4QH
- 211 Smallshaw Lane, Ashton-Under-Lyne, Greater Manchester, OL6 8RJ
- 63 Waddicor Avenue, Ashton-under-Lyne, OL6 9HF
Watch our video to find out how to organise your mortgage and funding for your purchase.