Mortgage Broker Luton

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Luton

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Luton Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Struggling to make repayments? Ask the lender if you can reduce the amount

If you are 'treading water' and struggling to make all your repayments, you may want to contact your creditors to arrange – even if temporarily – to reduce the repayment amount(s).

Your credit score is much less likely to be harmed if you continue to make reduced payments rather than defaulting on any.

Self-employed mortgage

Getting a conventional mortgage can be a huge challenge for those self-employed because of difficulties in establishing adequate proof to a lender that their business is sound and trading well and that future prospects will bring in enough to make the necessary monthly mortgage repayments.

Self-employed mortgages are specifically aimed at this group and normally require applicants to provide at least 2 years' worth of company accounts, SA302s or tax returns and possibly evidence of future work lined up. Click to find out more about Self-Employed Mortgages


Luton is a large town in Bedfordshire and, along with nearby Dunstable and Houghton Regis, it forms the Luton/Dunstable urban area. Luton is 20 miles east of Aylesbury, 30 miles north-northwest of London, 22 miles from Milton Keynes and 14 miles west of Stevenage.

Luton has a thriving town centre (it hosts the largest one-day carnival in Europe). Attractions include nearby Whipsnade Zoo and safari park in Dunstable, which offers great family entertainment, and Dunstable Downs, with their great vistas of the Chiltern Hills.

Property Price Stats for Luton


Average property price in Luton£217,675
% Change compared to last year17%
Population of Luton240,000


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Luton - Recently Completed

  • Celandine Drive, Luton, Bedfordshire, LU3 4AH
  • 10 Dexter Close, Luton, Bedfordshire, LU3 4DX
  • 47 Brompton Avenue, Luton, Bedfordshire, LU3 3QS
  • 19 Ley Hill Drive, Luton, Bedfordshire, LU1 5QA
  • 1a Ashwell Avenue, Luton, Bedfordshire, LU3 3AY

Local High Street Banks in Luton

Mortgage Broker in and around Luton

Our Luton mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Dunstable, Stevenage, Harpenden, Hemel Hempstead, Sundon, Taplow and Offley.

Which banks are local to you?


  • Lloyds Bank Plc - 60 George St, Luton LU1 2BB
  • Natwest Bank Plc - 31 George St, Luton LU1 2YN
  • Barclays Bank Plc - 170 Dunstable Rd, Luton LU1 1EW

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Luton

Mortgage Brokers Luton offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Luton Mortgage Broker Insider Tips

By getting all of your signed documentation in to your solicitor in advance, you will get a better chance at a quick conveyancing process in Luton.

Until your solicitor has your mortgage deed, signed contract, transfer deed, ID and other relevant documentation, they will not be able to exchange. This is not helped by the fact that some documents must be posted.

If this is the case, send as much correspondence as you can in one go and always do so via recorded delivery. This way, you can track the documents, find out when they were received and who signed for them. Lost documents can slow down the process and be very frustrating for all, especially if you have to wait for replacements for originals!

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote Fixed Fee – No Sale No Fee – On all Major Lender Panels