Mortgage Broker Leeds

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Leeds

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Leeds Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Do not apply for many loans or credit cards at the same time

Credit agencies view this behaviour as a red flag because it makes you look like you are desperate for money.

Your credit score may well be downgraded as a result.

First time buyer mortgage

First time buyer mortgages are those which are constructed to appeal particularly to those buying homes for the first time. Some lenders provide incentives such as cashback – a cash lump sum when you've just moved in is perhaps more likely to be attractive to a first time buyer who might have less property etc. than a home mover who has much of the fixtures and fittings to put in place in their new home already bought over the years.

Fixed term mortgages are another example of a device which can be very marketable towards first time buyers. They take these out to have the security of knowing exactly how much they'll need each month to make their repayments. They have to remember to organise a new fixed term when the initial one expires to avoid going on a lender's standard variable rate, but the incentive of saving cash through organising this, perhaps by selecting a new mortgage provider, is arguably likely to appeal as well.


Leeds is the third largest UK city by population and is in West Yorkshire. The urban area of Leeds is contiguous with the city of Bradford and Wakefield and Harrogate are close by, comparatively. It has major shopping venues such as the Merrion Centre. The city is a major centre for culture, entertainment and sport.

There are 3 universities: the University of Leeds, Leeds Beckett University and Leeds Trinity University. Leeds Airport offers domestic, EU and international flights. Among many attractions, there are the Royal Armouries Museum; Temple Newsam, a Tudor/Jacobean stately home, farm and cafe; and Kirkstall Abbey, a ruined riverside Cistercian abbey.

Property Price Stats for Leeds


Average property price in Leeds£180,675
% Change compared to last year4%
Population of Leeds715,404 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Leeds - Recently Completed

  • Holly Park, Huby, Leeds, West Yorks, LS17 0BT
  • 2 Thirsk Grove, Leeds, LS10 4UH
  • 89 Old Ln, Leeds LS11 7AB
  • 40 White Laithe Approach, Leeds LS14 2EH
  • 50 Compton Rd, Leeds LS9 6DG

Local High Street Banks in Leeds

Mortgage Broker in and around Leeds

Our Leeds mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Whinmoor, Horsforth, Morley, Pudsey, Woodlesford, Brighouse and Moortown.

Which banks are local to you?


  • TSB - St Andrew House, 119 The Headrow, Leeds LS1 5HF
  • Lloyds - 404 Harrogate Rd, Leeds LS17 6PY
  • Barclays - 1 The Headrow, Leeds LS1 1JS

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Leeds

Mortgage Brokers Leeds offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Leeds Mortgage Broker Insider Tips

Selling? Consider ordering your own local authority search

  • One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search for their own peace of mind.

  • The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes. 

  • A seller can therefore pre-empt this by buying their own local authority search, which they can then sell onto a prospective buyer.

  • They also benefit by being notified of any planning orders etc.

Click to order your Local Authority Search