Mortgage Broker Kingston Upon Thames

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Kingston Upon Thames

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Kingston Upon Thames Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Get your name on a utility bill if it isn't already

Utility bills such as gas and water bills count as credit and if you make the correct payments at the right time for them, this will increase your credit score.

You may already be contributing responsibly to joint household bills, but unless your name is officially on a bill, it won't give you the chance to give a positive uplift to your score.

Interest-only Mortgage

With an interest-only mortgage, your monthly payments are purely directed towards paying off the interest on your loan. You are expected to pay off the capital yourself using another investment vehicle. The interest payment does not decline during the mortgage term, unlike for a repayment mortgage so although payments are initially cheaper than for repayment mortgages, they never reduce.

Interest-only mortgages are now purely the preserve of commercial clients including those looking to buy to let. You cannot take out this kind of mortgage if you a purely residential customer.


Kingston upon Thames is the main settlement of London's Kingston upon Thames Borough and is 10 miles southwest of Central London. It has a thriving town centre which is a local cultural and entertainment centre. For those who like theatre, for example, the Rose Theatre in the Hight Street, which hosts a variety of different shows, is built so everyone is as close to the stage as possible. The area is spoilt for walks and opens spaces - not only are you 'on the Thames' but Richmond and Busy Parks are nearby, the latter of which contains wild deer.

Property Price Stats for Kingston Upon Thames


Average property price in Kingston Upon Thames£619,866
% Change compared to last year10%
Population of Kingston Upon Thames169,958


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Kingston Upon Thames - Recently Completed

  • Surbiton Road, Kingston Upon Thames, Surrey, KT1 2HX
  • Wolsey Close, Coombe, Kingston upon Thames, Surrey, KT2 7ER
  • Shortlands Road, Kingston Upon Thames, Surrey, KT2 6HD
  • Kew Court, Richmond Road, Kingston Upon Thames, Surrey, KT2 5DF
  • Ernest Road, Kingston Upon Thames, Surrey KT1 3LL

Local High Street Banks in Kingston Upon Thames

Mortgage Broker in and around Kingston Upon Thames

Our Kingston Upon Thames mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Richmond, Epsom, Hampton, Teddington, New Malden, Banstead and Tolworth.

Which banks are local to you?


  • Metro Bank Plc - 64-66 Clarence St, Kingston upon Thames KT1 1NP
  • Lloyds Bank Plc - 83 Clarence St, Kingston upon Thames KT1 1RE
  • Barclays Bank Plc - 6 Clarence St, Kingston upon Thames KT1 1NY

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Kingston Upon Thames

Mortgage Brokers Kingston Upon Thames offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Kingston Upon Thames Mortgage Broker Insider Tips

Selling? 'No chain' means less chances for delays..

If an estate agent tells you that, regarding a potential buyer, there is 'no chain', it means that that buyer doesn't have to sell another property in order to buy yours.

The more 'links' there are in a chain, inevitably there are more chances for delays as there are more people who have to coordinate any purchase with a balancing sale.

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