Mortgage Broker Keighley

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
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We handle the whole  Mortgage Process
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** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Keighley

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Keighley Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Clear debts first then save

The more overextended you are with debt, the lower your credit score will generally be. Interest rates paid on savings accounts is invariably less than is charged for debts owed.

It therefore makes sense to draw down your savings to clear as much of your debt as you can. In doing so, you will also increase your credit score making any future credit debt you take on cheaper to service.

Joint Borrower Sole Proprietor Mortgage

A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.

There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.

If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages


Keighley falls within the City of Bradford, West Yorkshire, and is excellently placed in terms of its location to a number of Northern 'Powerhouse' towns and cities, including Leeds, Bradford and Halifax. It has been a market town since the beginning of the 14th century and was particularly involved with textiles (wool and cotton) throughout the period of the Industrial Revolution and beyond.

Local attractions include Cliffe Hall, also known as Cliffe Castle, also known as Keighley Museum; the Keighley and Worth Valley Railway; Top Withens; Bronte Waterfall; East Riddlesden Hall; Keighley Police Museum and Rombalds Moor.

Property Price Stats for Keighley


Average property price in Keighley£184,584
% Change compared to last year6%
Population of Keighley56,348 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Keighley - Recently Completed

  • Westfield Road, Keighley BD20 5BH
  • Ireland Street, Bingley BD16 2QF
  • Hayton Way, Skipton BD23 1DQ
  • Sandhill Close, Bradford BD8 0DZ
  • Low Rein Drive, Bradford BD10 0AQ

Local High Street Banks in Keighley

Mortgage Broker in and around Keighley

Our Keighley mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Bradford, Halifax, Leeds, Harrogate, Burnley, Rochdale and Skipton.

Which banks are local to you?


  • HSBC Bank - 36 North St, Airedale Centre, Keighley BD21 3SF
  • Yorkshire Bank - 73 North St, Keighley BD21 3SD
  • HSBC Bank Plc - 36 North St, Airedale Centre, Keighley BD21 3SF

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Keighley offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Keighley Mortgage Broker Insider Tips

The trick is to order your property searches as soon as you instruct.

Searches can take some time to get back, namely the searches from the local authority. So you may find yourself all ready to exchange but not able to proceed because you are waiting for your searches to get back.

Being organised and booking your searches early can mean you get the essential information you need back to you and your solicitor as early as possible. 

Thereby you can make a fully informed, good decision about whether to proceed with your purchase in Keighley or not.

Click to order your Property Searches