Mortgage Broker Honor Oak Park

Book your Free Mortgage Consultation today

There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
I agree to Terms and Privacy Policy
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
Proud of our Reviews
SAM Conveyancing Reviews
Fast Mortgage Applications with SAM Conveyancing
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Honor Oak Park

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Honor Oak Park Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Keep in mind your APRs at all times

You should always be aware of how much your borrowing is costing you and look to pay off high interest debts and rather run debt up on items with lower APRs.

A lower APR means lower interest payments which means less cash to shell out.

Joint Mortgage

Joint mortgages are mortgages which two (or more) people take out to buy a property typically when they live together. The mortgage sum granted is calculated according to 2 (or more) incomes and so is a way of getting a larger mortgage than if one person alone was applying for one.

The other side of a joint mortgage is that all of the borrowers are equally joint and severally liable . This means that if, for example, one person defaults on the required repayments, then the lender can pursue all parties on the mortgage to recover the money owed and ultimately it can repossess your home even if you yourself, out of all the signatories on the mortgage, have been making the correct, timely repayments.


Honor Oak Park is a suburban area around 6 miles south-east from Central London. It is mainly residential with shopping parades. The area has a number of restaurants and gastropubs. It has great open spaces like Telegraph Hill and One Tree Hill, which is a local nature reserve. The Babur Indian Restaurant in the locale has been described by top pundits as one of the best Indian restaurants in London and Le Querce is a similarly highly rated Italian restaurant in the area.

Property Price Stats for Honor Oak Park


Average property price in Honor Oak Park£524,089
% Change compared to last year8%
Population of Honor Oak Park25,611 (2001)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Honor Oak Park - Recently Completed

  • Carholme Road, London, SE23 2HS
  • 56 Stanstead Road, London, SE23 1BW
  • 38 Shipman Road, Forest Hill, London, SE23 2DU
  • 8 Aylward Rd, Forest Hill, London SE23 2JE
  • 8 Aylward Rd, Forest Hill, London SE23 2JE

Local High Street Banks in Honor Oak Park

Mortgage Broker in and around Honor Oak Park

Our Honor Oak Park mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Crofton Park, Forest Hill, Brockley, Peckham, Lewisham, Greenwich and Catford.

Which banks are local to you?


  • Barclays Bank Plc - 373 Brockley Rd, London SE4 2AH
  • HSBC Bank Plc - 149 Rushey Green, Catford, London SE6 4BQ
  • Halifax Bank Plc - 144 Rushey Green, London SE6 4HQ

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Honor Oak Park

Mortgage Brokers Honor Oak Park offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Honor Oak Park Mortgage Broker Insider Tips

If a family member or friend is providing you with any of the finance towards your home purchase in Honor Oak Park, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote Fixed Fee – No Sale No Fee – On all Major Lender Panels