Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Hertfordshire
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 5% on the 7th November 2024.
Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
St. Albans | £33,367 | £66,735 or £33,367 per salary with a joint purchase |
Watford | £27,146 | £54,293 or £27,146 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Hertfordshire
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
No credit history? Take out a small loan and repay it completely
No Deposit Mortgage
Agree a date you want to compete by as soon as your offer is accepted
Even though you may not actually end up moving on the date you agree at this point, it is likely to focus any chain on a timeframe for exchange of contracts and completion, which is likely to save considerable time overall.
Ask your solicitor to inform all other parties of your preferred timeline.
Frequently Asked Questions: Mortgage Brokers Hertfordshire
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Hertfordshire mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
You can disengage the services of your Mortgage Broker before making a formal application, and no fee will be levied.
Read our - Terms and Conditions.
SAM Conveyancing is an approved partner of Advies Private Client, and this page is an advertisement for them. SAM Conveyancing does not provide or arrange mortgage advice, but we may receive a commission for any product you take with Advies Private Client after we introduce you to them.
The FCA does not regulate SAM Conveyancing and does not provide any insurance or mortgage products, nor can we provide any advice on different insurance or mortgage products. Please liaise with your chosen Advies Private Client for any insurance advice.
Mortgage Broker Hertfordshire - Recently Completed
- Bushey Hall Park Bushey Hall Drive, Bushey, Hertfordshire WD23 2GE
- 7 Rodgers Close, Elstree, Borehamwood, Hertfordshire WD6 3HN
- 48 Vale Road, Bushey, Hertfordshire. WD23 2HE
- 171 Windmill Road, Hemel Hempstead, Hertfordshire. HP2 4BY
- 19 Mercia Road, Baldock, Hertfordshire, SG7 6RZ
Watch our video to find out how to organise your mortgage and funding for your purchase.
