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Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.

We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Hereford
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer

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Lifetime Mortgage
The amount borrowed for this type of mortgage depends on your age and the value of your property. It is a long term loan secured on a property and is a type of equity release.
This is different from a standard mortgage and the borrower does not have to make any payments until the end of the plan.
Get your buildings insurance sorted in time for exchange of contracts!
According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.
You should, therefore, plan for this in advance and organise your buildings insurance.
Frequently Asked Questions: Mortgage Brokers Hereford
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Hereford mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Hereford - Recently Completed
- Broad Street, Hereford, HR4 9AR
- College Green, Hereford HR1 1HW
- St Peters Street, Hereford HR1 2LD
- The Oval, Hereford HR2 7HG
- Chilton Square, Hereford HR1 1PS
Watch our video to find out how to organise your mortgage and funding for your purchase.



