Mortgage Broker Hayes

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Hayes

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Hayes Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Automate payments wherever possible

Because keeping a reasonable credit score is so strongly tied to making the right repayments on time, it's very worthwhile to use any form of automated repayment service whenever you can.

Assuming you've budgeted accordingly and have the requisite funds available, which not remove the strain of having to remember to make the actual repayments to the right companies? You've done the hard work already!

Remortgage

When you already have a mortgage in place, there are various reasons why you might want to renew your mortgage or change providers. This is called getting a remortgage. You might have come to the end of a fixed interest term period, for example, and be seeking a new fixed interest term rather than going on to your lender's standard variable rate, or you might want to get a lump sum to carry out a loft conversion.

To find out more, click on Remortgages


Hayes is a town in West London, 13 miles west of Central London and is part of Hillingdon Borough. It was known for being the home of the EMI record company. Attractions include the Beck Theatre in Grange Road, which hosts an excellent range of productions whether dance, drama or comedy and also panto; also the London Motor Museum in Nestles Avenue near Hayes & Harlington Station - a must for any petrol-head!

Property Price Stats for Hayes


Average property price in Hayes£303,501
% Change compared to last year14%
Population of Hayes95,763 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Hayes - Recently Completed

  • Uxbridge Road, Hayes, Middlesex, UB4 0RW
  • 75 Mansfield Drive, Hayes, Middlesex, UB4 8EB
  • 32 Fairy Avenue, Hayes, Middlesex, UB3 4NY
  • 8 Spa House, 48 Varcoe Gardens, Hayes, Middlesex, UB3 2FH
  • 28 Marina Approach, Hayes, Greater London, UB4 9DT

Local High Street Banks in Hayes

Mortgage Broker in and around Hayes

Our Hayes mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Southall, Uxbridge, Hillingdon, Yiewsley, West Drayton, North Moreton and Southall.

Which banks are local to you?


  • Lloyds Bank Plc - 1-5 East Ave, Hayes UB3 2HW
  • Metro Bank Plc - 8, Hayes Bridge Retail Park, Uxbridge Rd, Southall UB4 0RH
  • Natwest Bank Plc - 6 Coldharbour Ln, Hayes UB3 3EW

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Hayes

Mortgage Brokers Hayes offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Hayes Mortgage Broker Insider Tips

Book your mortgage valuation as soon as you've had your offer accepted

If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.

You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down. 

Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.

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Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting