Mortgage Broker Grays

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Grays

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Grays Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Hold off applying for credit until old issues have expired

Bankruptcy and county court judgments stay on your file for six years and data about applications for a year.

It's therefore worth leaving applications until problems such as these have been removed from your file to boost your chances of success.

Discount Mortgage

Discount mortgages are another variant of variable mortgages but the discount is linked to the lender's standard variable rate (SVR) as opposed to the Bank of England's base rate. One of the risks involved is that the lender, if stated within its terms & conditions, can reserve the right to increase its rate independently of any movement – or non-movement – of the Bank of England base rate.

The discount normally applies during a fixed, agreed term and all mortgages that have a fixed term normally require a mortgagor to pay a large early repayment charge if they opt to leave early.


Grays, also known as Grays Thurrock, is the largest town in Thurrock Borough in Essex and is located 20 miles east of London's centre, on the north bank of the River Thames. The area is a mix of industrial, residential, retail and office blocks. It has a museum (Thurrock Museum, specialised on the locale with more than 1,500 objects spanning 250,000 years) and a theatre, (Thameside Theatre, in Orsett Road, which hosts a plethora of presentations and works for all ages and tastes) along with myriad shopping diversions, such as Intu Lakeside and Grays Shopping Centre.

Property Price Stats for Grays


Average property price in Grays£235,320
% Change compared to last year11%
Population of Grays36,301 (2001)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Grays - Recently Completed

  • Orchard Drive, Grays, Essex, RM17 5AF
  • 58 Ward Avenue, Grays, RM17 5RW
  • 58 Ward Avenue, Grays, RM17 5RW
  • Defoe Parade, Grays RM16 4QR
  • Blackshots Lane, Grays RM16 2LD

Local High Street Banks in Grays

Mortgage Broker in and around Grays

Our Grays mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Tilbury, Purfleet, Aveley, Chadwell St Mary, Chafford Hundred, Meopham and Orsett.

Which banks are local to you?


  • Lloyds Bank Plc - 34 High St, Grays RM17 6LX
  • Barclays Bank Plc - 9 High St, Grays RM17 6NB
  • Natwest Bank Plc - 17 High St, Grays RM17 6NP

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Grays

Mortgage Brokers Grays offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Grays Mortgage Broker Insider Tips

The trick is to order your property searches as soon as you instruct.

Searches can take some time to get back, namely the searches from the local authority. So you may find yourself all ready to exchange but not able to proceed because you are waiting for your searches to get back.

Being organised and booking your searches early can mean you get the essential information you need back to you and your solicitor as early as possible. 

Thereby you can make a fully informed, good decision about whether to proceed with your purchase in Grays or not.

Click to order your Property Searches