Mortgage Broker Gloucester

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Gloucester

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Gloucester Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Check your credit scores annually or before you make a major application

You should know what your credit rating is so you'll have a better idea what the likelihood is that your application will be approved and whether you'll have to pay higher interest rates/APRs.

Remember that errors can happen so it's important to check that your file doesn’t have any as they can prove detrimental to your score. Remember also that failed applications for credit will themselves lower your score.

Flexible Family Mortgage

Flexible family mortgages are mortgages designed for first time buyers where family members or associates can provide security for the loan using a variety of methods.

The first time buyer has to amass a minimum 5% deposit then the associate might put 20% or more of the value of the home into a savings account which pays interest as security for the loan. The first time buyer pays a lower interest rate on their mortgage compared to other mortgages of this type. Or the associate might opt to offer a percentage of their own property as security or they might place savings in an offset account to reduce the amount of the mortgage. The mortgage can be structured to involve either of these methods or a combination of all 3.

The risks facing the associate follow from the methods used – if they opt to use a percentage of their own property for example, they stand to lose this percentage in the event of default.


Gloucester is a cathedral city and county town of Gloucestershire in South West England, approximately 113 miles by road from London. It lies between the Cotswolds to the east and the beautiful Forest of Dean to the south west. It is on the River Severn and Wales is within easy reach.

Historical landmarks and attractions there include Gloucester Cathedral (it's the burial place of Edward II and is founded on an abbey dedicated to Saint Peter in 681), King’s Square and the New Inn in Northgate Street.

Property Price Stats for Gloucester


Average property price in Gloucester£189,280
% Change compared to last year6%
Population of Gloucester121,900 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Gloucester - Recently Completed

  • Scott Ave, Gloucester GL2 5BD
  • 6 Court Rd, Brockworth, Gloucester GL3 4EP
  • 88 High St, Gloucester GL1 4SS
  • 31 Churchfield Rd, Gloucester GL4 8BA
  • 17 Churchfield Rd, Gloucester GL4 8BA

Local High Street Banks in Gloucester

Mortgage Broker in and around Gloucester

Our Gloucester mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Tuffley, Abbeymead, Elmore, Churcham, Rudford, Chadwell Heath and Churchdown.

Which banks are local to you?


  • Yorkshire Bank - 5 Northgate St, Gloucester GL1 2AH
  • Lloyds - 19 Eastgate St, Gloucester GL1 1NU
  • Leeds Building Society - 43 Northgate St, Gloucester GL1 2AN

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Gloucester

Mortgage Brokers Gloucester offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Gloucester Mortgage Broker Insider Tips

Buying a home? Consider instructing a solicitor before anything else!

When you're looking to buy a home, it's a given that you'll be using a conveyancing solicitor (unless you're willing to risk a vast sum of money without the benefit of legal protection and expertise!).

Because the solicitor has to set up a file for you and you have to fill out forms and prove your ID/source of funds etc., the sooner you can do this, the more time you can save.

You do not have to have even picked out a property and made an offer at this stage! Ideally, you'll have applied for a mortgage and received a mortgage in principle, so you'll be in a position to look for houses within your budget range.

Matters like booking your mortgage valuation, booking a survey and getting searches can only occur once you've had an offer accepted, however instructing a solicitor is not dependent on this.

One advantage of this approach is that when it comes to putting in offers to vendors, telling them that you've already instructed your solicitor shows them that you're 'ready to go' and likely to be on the ball regarding the progress of any sale and a faster completion.

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Fixed Fee – No Sale No Fee – On all Major Lender Panels