Mortgage Broker Forest Gate

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Forest Gate

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Forest Gate Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Get on the electoral roll – you're unlikely to get credit if not

Being on the electoral roll will not only improve your credit score but more importantly is normally necessary to be granted credit at all.

If you're not on the roll, a credit agency's score might indicate that your credit rating is excellent, but in practice, you won't normally be granted credit if you apply because of fraud scoring, Lenders invariably use the electoral roll to check IDs and addresses.

Repayment Mortgage

All residential mortgages are repayment mortgages as opposed to interest-only mortgages. The mortgagor, typically over a 25-year time period, makes regular monthly payments which involve a portion being made to pay off the interest on the loan and a portion used to pay off some of the capital.

The mortgagor, as time progresses, pays off an increasing amount of the capital. At the end of the term, assuming all repayments are made, the loan is fully paid off. Repayment mortgages have the advantage that you are developing a larger equity stake each month and this can make it easier to get a cheaper mortgage deal in the future.


Forest Gate is an area of Newham Borough, 7 miles north-east of the capital's centre. It lies between Stratford to its west and Manor Park to its east and Westfield shopping mall is 1.5 miles away as is the Olympic Park of 2012 fame. You can learn to dance Swing at Swing Patrol (Hampton Road) or, if you're really brave, take a tumble down the ArcelorMittal Orbit slide in the Olympic Park mentioned in Stratford.

Property Price Stats for Forest Gate


Average property price in Forest Gate£357,000
% Change compared to last year18%
Population of Forest Gate16,257 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Forest Gate - Recently Completed

  • Upton Park Rd, Forest Gate, London, E7 8LA
  • 32 Disraeli Road, Forest Gate, London, E7 9JP
  • 102 Upton Park Road, Forest Gate, London, E7 8LB
  • 94 Claremont Road, Forest Gate, London, E7 0PZ
  • Woodgrange Rd, London E7 8BA

Local High Street Banks in Forest Gate

Mortgage Broker in and around Forest Gate

Our Forest Gate mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including West Ham, Upton, Wanstead, Woodgrange Park, Manor Park, Ladywell and Leyton.

Which banks are local to you?


  • Barclays Bank Plc - 306 Romford Rd, London E7 9HH
  • Natwest Bank Plc - Gredley House, 1-11 Broadway, London E15 4BQ
  • Abbey Bank - 41a Woodgrange Road, Forest Gate, London, E7 8BG

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Forest Gate

Mortgage Brokers Forest Gate offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Forest Gate Mortgage Broker Insider Tips

Consider booking your searches as soon as you have an offer accepted

If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.

Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.

Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.

Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.

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