Mortgage Broker Fareham

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Fareham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Fareham Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Check your scores with all 3 credit reference agencies

The 3 companies – CallCredit, Experian and Equifax – all use different methods to derive your score: you should therefore check all 3 to find out what points they've given you because you don't know which agencies a lender will check with.

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The additional benefit is that credit reference agencies occasionally do make mistakes, for example keeping an address on file which has become obsolete. You should always work quickly to make mistakes as you may end up being unfairly penalised and this can spiral, with resolution becoming a complicated matter!

Standard Variable Rate Mortgage

A standard variable rate mortgage is one where the interest you pay on your mortgage loan to your lender is normally a few percentage points above the Bank of England base rate. The rate can vary, not only along with movements in the base rate but also because the lender decides to vary it.

If you have a standard variable rate mortgage, you'll have to ensure that you can make your repayments even if the rate changes against your favour and thus there Is an inherent uncertainty about this. You can, however, leave this kind of mortgage at any time without penalty and opt to take on, for example, a fixed rate mortgage or a discount mortgage.


Fareham is a market town between Portsmouth and Southampton on the south coast and is on a tip of Portsmouth Harbour. Landmarks and attractions include Portchester Castle, Westbury Manor Museum and Fort Fareham.

Property Price Stats for Fareham


Average property price in Fareham£257,956
% Change compared to last year4%
Population of Fareham42,210 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Fareham - Recently Completed

  • Hill Road, Portchester, Fareham, HANTS PO16 8JZ
  • 11 Trinity Street, Fareham, HANTS PO16 7SD
  • 53 Highlands Road, Fareham, HANTS PO15 6AU
  • 132 Blackbrook Rd, Fareham, HANTS PO15 5BY
  • 91 West St, Fareham, HANTS PO16 0AU

Local High Street Banks in Fareham

Mortgage Broker in and around Fareham

Our Fareham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Gosport, Lee-on-the-Solent, Titchfield, Whiteley, Knowle, Debenham and Southwick.

Which banks are local to you?


  • Barclays - 67-69 West St, Fareham PO16 0AT
  • Lloyds - 43 West St, Fareham PO16 0B
  • TSB - 123 West St, Fareham PO16 0DU

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Fareham

Mortgage Brokers Fareham offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Fareham Mortgage Broker Insider Tips

Be wary of going on holiday

You should consider avoiding going on holiday until your conveyancing is finished, even if you instruct your solicitor to progress things in your absence.

You may have to take a particular decision, find out some information or carry out some other action resulting from your conveyancing. This may become very complicated if you are abroad. All of this can lead to delays.

At the very least, you should ensure that you've already provided your solicitor with your proof of ID & proof of funds and that they know you are away, when you are coming back and how to contact you.
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