Mortgage Broker Didcot

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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Didcot

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Didcot Tip 1
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Mortgage Broker Tip 1

Mortgage Broker Tip 2

Don't even think about hiring a computer hacker to delete negative items from your credit report!

Hopefully a no-brainer: don't ever hire a anyone purporting to be a computer hacker to (illegally) manipulate your credit file. Not only do you face going to prison if the hacker you approach is genuine and you're found out – and fraud detection methods are becoming increasingly sophisticated – but you are also – and this outcome is more probable – likely to be simply cheated of any money you've paid over.

Shady adverts offering these kind of services are becoming increasingly common; pay no heed to them and stick to legitimate methods when it comes to successful debt management – unless you want to end up poor or even inhabiting a prison cell.

Fixed Rate Mortgage

A fixed rate mortgage is one where the interest charged on your monthly repayments is fixed for a particular set period; 2, 3, 5 and 10 years are the most common. You benefit by knowing exactly how much money you'll have to have put aside each month without having to worry about what is happening in the capital markets and whether the Bank of England base rate will rise (thus making your repayments more expensive).

When the set period comes to an end, your mortgage then becomes subject to the bank's standard variable rate (SVR) which means that it then moves in line with an index, which is most commonly the Bank of England's interest rate, referred to above. You can then opt either to stay on the SVR or to take out a new fixed rate mortgage, either with the same provider or with a new one.

Interest rates charged on fixed rate mortgages are often initially higher than for those chargeable under the SVR, however the repayment sum cannot rise higher meaning there's more peace of mind. You should be wary, however, of leaving a fixed rate mortgage before the fixed period has finished, because you'll normally have to pay a hefty early repayment charge to do so.


Didcot is a large town in South Oxfordshire Borough within Oxfordshire and is 9 miles south of Oxford. It has large open spaces around it, such as Edmonds Park and the Garden of Remembrance and hosts Didcot Railway Centre at Didcot Parkway Station - a great day out for all ages who are interested in trains.

Other attractions include the Didcot Wave Leisure Pool Wave Leisure Pool & Gym in Newlands Avenue and Pendon INdoor Model Village and Railways in nearby Abingdon, which seeks to capture the the atmosphere and looks of Britain in the 1920s and 30s.

Property Price Stats for Didcot


Average property price in Didcot£275,145
% Change compared to last year5%
Population of Didcot134,300 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Didcot - Recently Completed

  • Mereland Road, Didcot, Oxfordshire, OX11 8BE
  • 78 Mereland Road, Didcot, Oxon, OX11 8AY
  • Broadway, Didcot OX11 8RN
  • Wantage Road, Oxon, OX11 0BT
  • 5 Abbott Road, Didcot, Oxon, OX11 8JB

Local High Street Banks in Didcot

Mortgage Broker in and around Didcot

Our Didcot mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Drayton, Rowstock, Abingdon, Appleford, Radley, Motspur Park and South Moreton.

Which banks are local to you?


  • Lloyds Bank Plc - Market Place, Didcot OX11 7LQ
  • Barclays Bank Plc - 125 Broadway, Didcot OX11 8AW
  • Natwest Bank Plc - 124 Broadway, Didcot OX11 8AD

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Didcot offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Didcot Mortgage Broker Insider Tips

Buyer? If you have specific enquiries you wish to ask the seller, get these over as quickly as possible through your solicitor.

Many enquiries are easy to answer but others will require the seller to produce specific documentation which they may have to obtain from third parties.

The sooner you get your own enquiries to the seller through your solicitor, the less opportunity there is for delays.

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Fixed Fee – No Sale No Fee – On all Major Lender Panels