Mortgage Broker Crystal Palace

Book your Free Mortgage Consultation today

There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
I agree to Terms and Privacy Policy
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
Proud of our Reviews
SAM Conveyancing Reviews
Fast Mortgage Applications with SAM Conveyancing
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Crystal Palace

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Crystal Palace Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Keep credit usage low

Lenders always look at how much credit is available to you as well as your outstanding balances.

If the amount of available credit you can access is low, lenders can take the view that you aren't looking after your finances successfully. You should always try to keep credit balances below 50% of the total credit available to you.

No Deposit Mortgage

No deposit mortgages are designed such that the applicant gets a 100% loan to value (LTV) from the lender without having to provide the normal 10% deposit.

The applicant must, however, have an associate (most often a family member) who provides security for the mortgage loan normally by either agreeing to leave a sum of money in a linked account for a set period of time (the lender controls the account during that time period) or by putting up their own house as collateral.

If the mortgage holder defaults on repayments, the lender can remove funds from the linked account or force the associate to release value from their own home to make up the shortfall.

To find out more, click on No Deposit Mortgages


Crystal Palace is a pleasant area of south-east London, around 6 miles south sout-east of the capital's centre in Croydon Borough. It has an excellent variety of property, from Victorian, Edwardian and Georgian period to modern housing estates.

Landmarks mainly centre around Crystal Palace Park, which hosts the UK athletics track, hosts a maze and historically was the site of the Crystal Palace, moved there from Central London (the Great Exhibition) but subsequently burnt down. The transmitters to the north of the park are visible from many miles away in most directions. Crystal Palace Football Club has its ground in nearby Selhurst Park. There are a number of excellent pubs and restaurants around Crystal Palace, such as the Sparrowhawk and Westow House.

Property Price Stats for Crystal Palace


Average property price in Crystal Palace£388,774
% Change compared to last year9%
Population of Crystal Palace12,255 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Crystal Palace - Recently Completed

  • Maberley Road, Crystal Palace, London SE19 2JA
  • 11 Westow Street, Crystal Palace, London SE19 3RW
  • 41 Westow Hill, Crystal Palace, London SE19 1TQZ
  • 3 Waldegrave Rd, London SE19 2AJ
  • 18 Patterson Rd, London SE19 2L

Local High Street Banks in Crystal Palace

Mortgage Broker in and around Crystal Palace

Our Crystal Palace mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Upper Norwood, Gipsy Hill, Penge, Anerley, Upper Sydenham, Bishop's Lydeard and Sydenham.

Which banks are local to you?


  • Natwest - 61 Sydenham Rd, London SE26 5HA
  • Barclays - 81 Sydenham Rd, Sydenham, London, SE26 5UA
  • HSBC - 76 Westow Hill, London, SE19 1SE

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Crystal Palace

Mortgage Brokers Crystal Palace offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Crystal Palace Mortgage Broker Insider Tips

Communicate using the fastest and most efficient methods.

This way unnecessary delays are avoided. It would be awful if you were ready to exchange on your property in Crystal Palace but couldn't go ahead as some documents were still outstanding in the post.

Modern society allows us to contact each other with the touch of a button, be it via email or telephone. If you have a question, it is often quicker to call. If you need to send some documents, an email with scanned attachments can be faster than the post.

If you are using the post, always use the most rapid options and make sure it is recorded or you could risk losing important, essential documents. The nominal extra cost is utterly worth it. It's important to note that a lost or even delayed document can set you back 2-3 weeks, and time is precious in a home move.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels