Mortgage Broker Congleton

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Congleton

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Congleton Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Late bill payments can reduce your credit score!

If you are lax about paying bills and often pay them late, this can affect your credit score. Paying your bills on time means a higher credit score and lenders are more likely to trust you.

Contributing to household bills without having your name on the bill itself means you won't get that credit score increase. However if the bills are payed form your account, under your name, it will affect your credit score.

Help to Buy Mortgage

With the Help to Buy scheme, the deposit you need to put down is lower than with a standard mortgage and therefore more affordable. This is because the government lends you up to 20% of the total price and the final 75% is a Help to Buy mortgage.

Help to Buy Mortgages are different to standard mortgages. You need an Authority to Proceed from the help to buy agent before you can get a mortgage in principle.

Click here to find out more about an Help to Buy Mortgage - Authority to Proceed.


Congleton is a quaint town situated 26 miles south of Manchester. It is home to Little Moreton Hall, a famously wonky building built in the 1500s. There are many gardens and parks including Astbury Mere Country Park and Biddulph Grange Gardens.


Property Price Stats for Congleton


Average property price in Congleton£222,180
% Change compared to last year9%
Population of Congleton26,482 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Congleton - Recently Completed

  • Charter House, Wagg Street, Congleton, Cheshire, CW12 4BA
  • Edinburgh Road, Congleton, CW12 3EZ
  • Mill St, Congleton CW12 1AD
  • Biddulph Rd, Congleton CW12 3LG
  • Park Lane, Congleton, Cheshire CW12 3DE

Local High Street Banks in Congleton

Mortgage Broker in and around Congleton

Our Congleton mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Astbury, Havannah, Brownlow Heath, Brereton Heath, Hulme Walfield, Brookhouse Green and Timbershook.

Which banks are local to you?


  • TSB Bank - High St, Congleton CW12 1BN
  • Barclays Bank - High St, Congleton CW12 1BQ
  • HSBC - High St, Congleton CW12 1BJ

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Congleton

Mortgage Brokers Congleton offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Congleton Mortgage Broker Insider Tips

Agree a date you want to compete by as soon as your offer is accepted

Even though you may not actually end up moving on the date you agree at this point, it is likely to focus any chain on a timeframe for exchange of contracts and completion, which is likely to save considerable time overall.

Ask your solicitor to inform all other parties of your preferred timeline.

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Fixed Fee – No Sale No Fee – On all Major Lender Panels