Mortgage Broker Chessington

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Available 8am to 7pm
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We handle the whole  Mortgage Process
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** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Chessington

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Chessington Tip 1
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Mortgage Broker Tip 1

Mortgage Broker Tip 2

Defaults, Bankruptcy Orders and County Court Judgments (CCJs)

These do affect your credit score negatively and can stay on your file for 6 years, but when this period has elapsed they no longer affect your score.

You are well advised to wait until the time period has elapsed because if you apply for credit and are refused, this will further lower your credit score.

Guarantor Mortgage

Guarantor mortgages involve a third party, normally a family member or close associate, agreeing to guarantee that a mortgage applicant will make the correct, timely repayments for a mortgage loan granted.

The guarantee normally has to be backed up by the third party offering their own property as collateral or, for example, giving control of a large savings account to the lender. If the mortgagor defaults on repayments, then the lender can look to make up any shortfalls by extracting these from the third party, potentially putting the third party's home, or savings, at risk.

If the mortgagor makes the correct repayments however, the guarantor will not lose anything and will not have to pay anything over.


Chessington is an area in Kingston upon Thames Borough, 13 miles south-west of Central London. It is a mixed residential area with open spaces and is chiefly known for the Chessington World of Adventures, which incorporates a theme park and zoo. Other attractions include the Chessington Equestrian Centre in Clayton Road, where you can learn horse riding, and Hampton Court Palace in nearby East Molesey.

Property Price Stats for Chessington


Average property price in Chessington£360,055
% Change compared to last year12%
Population of Chessington18,973 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Chessington - Recently Completed

  • Poole Rd, Epsom, Greater London, KT19 9SQ
  • 15 Cox Lane, Chessington, Greater London. KT9 1DF
  • 3 Gatley Avenue, Epsom, Surrey, KT19 9NQ
  • 58-62 Hartfield Road, Chessington, Greater London, KT9 2PP
  • Hook Rd, Chessington, Greater London, KT9 1EL

Local High Street Banks in Chessington

Mortgage Broker in and around Chessington

Our Chessington mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Epsom, Kingston Upon Thames, Hinchley Wood, Surbiton, Tolworth, Chelsea and Ewell.

Which banks are local to you?


  • Barclays Bank Plc - 81/83 Victoria Road, Surbiton KT6 4PD
  • HSBC Bank Plc - 1 Victoria Rd, Surbiton KT6 4LF
  • Barclays Bank Plc - 84, 82 High St, Epsom KT19 8BH

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Chessington offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Chessington Mortgage Broker Insider Tips

If a family member or friend is providing you with any of the finance towards your home purchase in Chessington, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

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