Mortgage Broker Caterham

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Available 8am to 7pm
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We handle the whole  Mortgage Process
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** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Caterham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Caterham Tip 1
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Mortgage Broker Tip 1

Mortgage Broker Tip 2

Limited record with credit? Take up a credit card

To develop and enhance your credit score, you'll need to have a credit record. One strategy is to apply for a credit card and use it to pay off a small loan or bill payment. Each timely repayment you make will help your credit score.

If you choose to do this, please make sure that you don't default on any repayments – defaulting on repayments negatively impacts your credit score and the affect negative effect outweighs the positive effects of making the repayments on time. Only ever take on debt which you can afford to repay.

Flexible Mortgage

Mortgages sold as flexible mortgages normally include features such as the ability of the mortgagor to overpay and underpay without penalty and to take payment holidays.

In theory, all mortgage variants might be tweaked by lenders to offer this type of flexibility. However you should be aware that you'll be paying for this to be the case and should only pay extra if you are likely to benefit greatly from the flexible aspects which you ask for.


Caterham is in Tandridge District in Surrey and this affluent commuter town is divided into two: Caterham on th Hill and Caterham Valley. It is 18 miles south of Central London and 6 miles south of Croydon.

Caterham is home to the Miller Centre Theatre in Godstone Road, which puts on a variety of productions, some by local writers. Caterham United Reformed Church's clock tower is a very pretty sight. Westway Common is just one of a number of excellent open spaces in the local for leisure activities.

Property Price Stats for Caterham


Average property price in Caterham£398,667
% Change compared to last year17%
Population of Caterham12,742 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Caterham - Recently Completed

  • Croydon Rd, Caterham, Surrey CR3 6QB
  • 73 Farnigham Road, Caterham, Surrey, CR3 6LN
  • Flat 5 St. Mary's Mount, Caterham, CR3 6SJ
  • 57 Bensham Manor Rd, Thornton Heath, CR7 7AE
  • 29 Markville Gardens, Caterham CR3 6RG

Local High Street Banks in Caterham

Mortgage Broker in and around Caterham

Our Caterham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Purley, Coulsdon, Chaldon, Kenley, Whyteleafe, Leatherhead and Godstone.

Which banks are local to you?


  • Barclays Bank Plc - 10 The Square, Caterham CR3 6XH
  • Lloyds Bank Plc - 21 Station Ave, Caterham CR3 6YT
  • Natwest Bank Plc - 1 Croydon Rd, Caterham CR3 6PA

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Caterham offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Caterham Mortgage Broker Insider Tips

Be wary of going on holiday

You should consider avoiding going on holiday until your conveyancing is finished, even if you instruct your solicitor to progress things in your absence.

You may have to take a particular decision, find out some information or carry out some other action resulting from your conveyancing. This may become very complicated if you are abroad. All of this can lead to delays.

At the very least, you should ensure that you've already provided your solicitor with your proof of ID & proof of funds and that they know you are away, when you are coming back and how to contact you.
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