Mortgage Broker Buckinghamshire
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Buckinghamshire
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Can you afford a mortgage in Buckinghamshire?
Location | What is a 10% Deposit | What mortgage do you need? | What would your salary need to be? (estimated based on 4.5 times salary) |
Marlow | £103,819 | £934,371 | £207,638 or £103,819 per salary with a joint purchase |
High Wycombe | £21,508 | £193,571 | £43,015 or £21,508 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Buckinghamshire
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Time is the greatest healer for bad credit
As long as you develop good habits where credit is concerned, even serious black marks such as bankruptcy recede over time.
You are well advised not to apply for credit until serious issues have left your file but once they have, assuming you are handling your finances correctly, you should be able to develop a good score to enable credit – the main rules are always to make your repayments on time and never to take on credit that you don't need.
Tracker Mortgage
This is another type of variable rate mortgage and with a tracker mortgage, the rate varies along with the interest rate it tracks, most often the Bank of England base rate.
A tracker mortgage is normally for a set time period, most often between 2 and 5 years, and penalties for leaving early are normally quite high.
Get together all the required official paperwork you'll need for your conveyancing.
- For ID purposes, you'll normally require an up-to-date passport and/or driving licence with a current home address.
- You'll need to provide proof of funds; as an employee, you'll need at least the last 3 months' payslips and a P60; if you're self-employed, you'll need your SA302 from HMRC (you need to allow for a time-lapse if you have to order this) or accounts covering the last 3 years.
- If you're selling, you need any relevant documents detailing planning consents or building regulation approval and any guarantees for works or fittings and things like boiler safety certificates.
Get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels
Frequently Asked Questions: Mortgage Brokers Buckinghamshire
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Buckinghamshire mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Buckinghamshire - Recently Completed
- Viridian Square, Aylesbury, Buckinghamshire, HP21 7FX
- 33 Highbridge Road, Aylesbury Bucks, HP21 7RX
- 67 Fremantle Road, Aylesbury, Buckinghamshire, HP21 8EH
- 42 New Meadow Aylesbury, Buckinghamshire, HP21 7AW
- 40 Albert St, Aylesbury, Buckinghamshire, HP20 1LZ
Watch our video to find out how to organise your mortgage and funding for your purchase.
