Mortgage Broker Bradford

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Bradford

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Bradford Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

A bad credit rating can make borrowing expensive – keep it at a satisfactory level

One very good reason to keep up your credit rating, by making timely repayments etc., is that if your rating drops, you might find that you have to pay higher APRs on further credit and/or are offered reduced sums of money when you apply for them.

Guarantor Mortgage

Guarantor mortgages enable associates (most often family members) of a would-be home buyer to help the mortgagor's application for a mortgage by typically guaranteeing that the required loan repayments will be made.

In order to do this, the guarantor most often has offer their own property as collateral against the mortgaged property, so the risk is that they could lose their own home. However, if the mortgage applicant they help does make the right repayments, then the guarantor won't have to pay anything.


Bradford is a city in West Yorkshire, around 9 miles west of Leeds and slightly more than 200 miles north north-west of London. It is a city with a great history with many cultural attractions and numerous parks and gardens.

Landmarks and attractions include Bradford Cathedral, the city’s oldest (and medieval) building, Boiling Hall, St George’s Hall, the Alhambra Theatre, the Pictureville Cinema (inside the National Media Museum) and Lister Park, which contains the Mughal Water Gardens.

Property Price Stats for Bradford


Average property price in Bradford£118,302
% Change compared to last year9%
Population of Bradford293,277 (2001)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Bradford - Recently Completed

  • Darley St, Bradford BD1 3HN
  • 260 Barkerend Rd, Bradford BD3 9DB
  • 33 Beckside Rd, Bradford BD7 2JN
  • 190 Haworth Rd, Bradford BD9 6NJ
  • 13 Fairy Dell, Bingley, BD16 1PP

Local High Street Banks in Bradford

Mortgage Broker in and around Bradford

Our Bradford mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Bingley, Shipley, Pudsey, Morley, Thornton, Horbury and Cleckheaton.

Which banks are local to you?


  • TSB - 4 Tyrrel St, Bradford BD1 1RJ
  • HSBC - 47 Market St, Bradford BD1 1LW
  • Barclays - 10 Market St, Bradford BD1 1EG

Book a Free Mortgage Broker Consultation
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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Bradford

Mortgage Brokers Bradford offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Bradford Mortgage Broker Insider Tips

Getting financial help towards your deposit from a family member?

To save yourself delays in the conveyancing process further down the line:

1 The family member must decide whether it's a gift or a loan.
2 If it's a gift, you must ensure that the person gifting fills out a gifted deposit letter with the correct information.

The correct information must be set down and the letter must be signed by witnesses. The giver will also have to provide ID and proof of funds. If the giver isn't a family member, you must tell your mortgage lender as this can sometimes cause issues.

For further information about these matters, including a useful template, please click on Gifted Deposit Letter

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