Mortgage Broker Bedford

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Bedford

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Bedford Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Pay all your bills on time

Late payments, even if only by a few days, can affect your credit rating negatively

Wherever you can, set up automatic repayments via direct debit and standing order. Make sure you make at least the minimum repayment where relevant and if applicable.

Joint Borrower Sole Proprietor Mortgage

Joint borrower sole proprietor mortgages enable mortgage applicants who do not have the affordability to get a mortgage on their own to team up with someone who is able to get a mortgage to secure the appropriate loan, then the latter person does not appear on the legal title.

It is advisable to draw up a deed of trust to protect each individual party's financial interest when buying a house in this way.

Click on Joint borrower Sole Proprietor Mortgages to find out more.


Bedford is the county town of Bedfordshire. Bedford Castle Mound, the remnant of Bedford's medieval castle, is a prominent landmark. The River Ouse passes through the town centre and is lined with gardens called The Embankment. The town houses the Higgins Art Gallery & Museum and The Panacea Museum. There are many shopping options and excellent cuisine choices, not least the selection of Italian cuisine, owing to the large Italian community in the town.

Property Price Stats for Bedford


Average property price in Bedford£231,374
% Change compared to last year10%
Population of Bedford79,190 (2005)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Bedford - Recently Completed

  • Ampthill Road, Silsoe, Bedford, Bedfordshire, MK45 4DE
  • 12 Catherine Rd, Flitwick, Bedford, Central Bedfordshire MK45 1DD
  • 52 Norman Road, Barton-Le-Clay, Bedford, Bedfordshire, MK45 4QD
  • 1 Oliver Street, Ampthill, Bedfordshire, MK45 2SA
  • 19 Burford Close, Luton, Bedfordshire, LU3 4DS

Local High Street Banks in Bedford

Mortgage Broker in and around Bedford

Our Bedford mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Milton Keynes, Barton-Le-Clay, Warrington, Clophill, St Neots, Northampton and Biggleswade.

Which banks are local to you?


  • Barclays Bank Plc - 111 High St, Bedford MK40 1NJ
  • HSBC Bank Plc - 12 Allhallows, Bedford MK40 1LJ
  • Lloyds Bank Plc - 34 High St, Bedford MK40 1SB

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Bedford

Mortgage Brokers Bedford offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Bedford Mortgage Broker Insider Tips

If a family member or friend is providing you with any of the finance towards your home purchase in Bedford, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

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