Mortgage Broker Bearsted

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Free Mortgage Consultation*
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Available 8am to 7pm
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We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Bearsted

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Bearsted Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Old phone contracts negatively affect your credit score

If phone contracts that you no longer used have addresses on that you no longer live at, this can reduce your credit score. It can confuse ID checks and can disrupt your application. Check your credit file and make sure all addresses are up to date – close any accounts that have old addresses.

Mortgage Types

Types of mortgages include:

  • Repayment or Interest-only
  • Fixed or variable rate
  • Offset
  • Help to Buy
  • 'Helper'

Repayment mortgages are for residential clients and interest-only mortgages are for commercial clients. The interest rates on these mortgages can either be fixed or track a rate. The Bank of England base rate is what affects interest rates that are not fixed.

Offset mortgages involve linking your mortgages with a savings account, whereas Help to Buy mortgages that are accompanied by a Government equity loan. Finally Helper mortgages are ones in which an associate of the mortgage assisting the mortgagor to buy a home.


Bearsted is a village in Kent situated 3 miles east of Maidstone, 20 miles northeast and 42 miles southeast of London. The village was built around Church Lane and grew from there. It was chosen as a settlement as it lies on the north bank of the River Len, near a tributary of the River Medway and the base North Downs.

The Holy Cross Church is located on Church Lane to the south of the green in Bearsted, and is the one and only Grade I listed building in the village. The Anglo-Saxon name for the town was ‘Berghstede’ – the first part ‘bergh’ means ‘barrow’, which is a burial mound, and is thought to have been called this as the village is located on a previously revered site.

Property Price Stats for Bearsted


Average property price in Bearsted£421,096
% Change compared to last year4%
Population of Bearsted8,209 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Bearsted - Recently Completed

  • Tower Lane, Bearsted, Maidstone, ME14 4JH
  • Greystones Road, Bearsted, ME15 8PD
  • Yeoman Park, Bearsted, Kent ME15 8PT
  • Grovewood Dr N, Weavering, Maidstone ME14 5TQ
  • Egremont Rd, Bearsted, Maidstone ME15 8LH

Local High Street Banks in Bearsted

Mortgage Broker in and around Bearsted

Our Bearsted mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Roseacre, Downswood, Otham, Detling, Thurnham, Maidstone and Weavering.

Which banks are local to you?


  • HSBC - 1-5 Week St, Maidstone ME14 1QW
  • NatWest Bank - 197 Sutton Rd, Maidstone ME15 9BT
  • Metro Bank - 10 Week St, Maidstone ME14 1RN

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Bearsted offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Bearsted Mortgage Broker Insider Tips

Get all your signed documentation to your solicitor in advance, if you want to give yourself more chance of a faster conveyancing process in Bearsted.

Your conveyancing solicitor can't exchange contracts with the other side until they receive your mortgage deed, transfer deed, signed contract and so on. Originals of these documents, or at least some originals may be required by your solicitor and if so, you may need to post them.

It's a good idea, if you have to use Royal Mail, to send as much correspondence as you can together and make sure to use recorded delivery. This way, the documents can be tracked and you can find out when your mail was received and who signed for it. This is never best left to chance - you might lose your documents, which will slow down your conveyancing considerably and you will have to wait for replacements, into the bargain.

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