Mortgage Broker Banstead

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Banstead

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Banstead Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Check your credit report for any issues

Getting a recent credit report will show you how your credit worthiness is viewed by lending companies. This is particularly worthwhile if you haven't already done so and have been turned down for credit.

Depending on what you find on your file, you can take action to improve your credit, principally by ensuring you make timely repayments on existing credit you have taken out. Every application for credit you make which is turned down will in turn negatively impact your credit score.

Repayment Mortgage

Residential home buyers take out repayment mortgages, which involve making monthly repayments where part of the payment goes towards paying for the interest on the loan and part goes towards paying down the capital. At the end of the term, normally 25 years, assuming all payments are made correctly, the mortgage is fully paid back so the ex-mortgagor then holds the full equity of the property involved.

The act of developing more equity over time has the advantage that any future remortgaging should be cheaper in future and applications more likely to be successful.


Banstead is a pleasant predominantly residential town and village in Reigate & Banstead Borough in Surrey County, around 13 miles south south-west of Central London. Local attractions include the All Saints parish church, made of knapped flint, Nork Park. a great local park and garden, and Tumble Beacon, a Bronze Age bowl barrow. Banstead Downs is a large Site of Special Scientific Interest.

Property Price Stats for Banstead


Average property price in Banstead£516,813
% Change compared to last year13%
Population of Banstead‎16,666 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Banstead - Recently Completed

  • Banstead Road, Banstead, Surrey, SM7 1RB
  • 58 Nork Way, Banstead, Surrey, SM7 1HW
  • 122 Lakers Rise, Banstead, Surrey. SM7 3JY
  • 15 Banstead Road, Carshalton, Greater London. SM5 3NS
  • 13 Blakehall Road, SM5 3EZ

Local High Street Banks in Banstead

Mortgage Broker in and around Banstead

Our Banstead mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Woodmansterne, Chipstead, Burgh Heath, Tattenham Corner, Tadworth, Wallington and Nork.

Which banks are local to you?


  • HSBC - 107 High St, Surrey, Banstead SM7 2NR
  • Lloyds - 38 High St, Banstead SM7 2LU
  • Barclays - 136 High St, Banstead SM7 2NY

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Banstead

Mortgage Brokers Banstead offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Banstead Mortgage Broker Insider Tips

Get your signed documents to your conveyancing solicitors as soon as possible.

Your solicitor cannot exchange on your property in Banstead until they have received your signed contract, transfer deed, mortgage deed and anything else required. Therefore it is so vital that you complete these as soon as possible and send them by the fastest possible method.

Often your solicitor will only accept signed originals of certain documents. Therefore it is important to account for slow postal delivery options.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote Fixed Fee – No Sale No Fee – On all Major Lender Panels