Solicitor Referrals

Basic Deed of Trust

• Declaration of trust confirming how the beneficial interest is held between the joint owners. In our standard deed, you can either hold the beneficial interest in a fixed share, for example, 50:50 or you can be repaid the equity/deposit you paid and then share and gain or loss in a fixed share, for example, 50:50. If you want to share income based on contributions to the property over the life of the ownership then look at our Floating Deed of Trust
• Lists the names of all legal and beneficial owners
• Explains how to share rental income
• Mechanism for transferring beneficial interest between parties
• States the individual contributions towards outgoings
• Maintenance obligations
• Explains how to sell the property in the future

• The deed cannot be backdated.
• This scope does not include registration of any notices or restrictions at HM Land Registry unless you have paid for the service to register a restriction. If you wish to instruct us to do that, please get in touch.
• The title to the legal estate will not change. Depending on the revisions made, it may only be the entitlement to the beneficial estate that will change. However, as one of the Parties may acquire an interest in land, stamp duty land tax (SDLT) or land transaction tax (LTT) will be payable by reference to any chargeable consideration given for it. You are required by law to declare and pay any stamp duty land tax applicable to the transaction. You should therefore speak to a specialist tax adviser before instructing the Deed. Parachute Law are not specialists in tax law and cannot give you tax advice.

Bespoke Deed of Trust

• 1 hour telephone conversation with a solicitor to discuss what intentions you want included within the deed. A number of clauses are discussed so you can choose what you want within your deed;
• 1 hour drafting of the deed; and
• 1 hour meeting to discuss the mechanics of the final deed.

• The deed cannot be backdated.
• This scope does not include registration of any notices or restrictions at HM Land Registry unless you have paid for the service to register a restriction. If you wish to instruct us to do that, please get in touch.
• The title to the legal estate will not change. Depending on the revisions made, it may only be the entitlement to the beneficial estate that will change. However, as one of the Parties may acquire an interest in land, stamp duty land tax (SDLT) or land transaction tax (LTT) will be payable by reference to any chargeable consideration given for it. You are required by law to declare and pay any stamp duty land tax applicable to the transaction. You should therefore speak to a specialist tax adviser before instructing the Deed. Parachute Law are not specialists in tax law and cannot give you tax advice.

Change to Joint Tenants with a Deed

1. they have not incumbered or charged their beneficial interests [other than by the Mortgage which is also a charge over the legal estate];
2. they have not received any notice of any incumbrance on their beneficial interests;
3. no other party has a beneficial interest in the Property; and
4. to the best of their knowledge and belief no bankruptcy proceedings have been commenced or are contemplated against them.

1. they hold the Property on trust for themselves as legal and beneficial joint tenants; and
2. the survivor of them can give a valid receipt for capital money arising on a disposition of the land.

• Reviewing an existing deed of trust - Where there is already a deed of trust in place our solicitor needs to review this to ensure you can change from tenants in common to joint tenants. The additional fee for reviewing the deed is £299 INC VAT.

Change to Joint Tenants with no Deed

• Reviewing an existing deed of trust - Where there is already a deed of trust in place, our solicitor needs to review this to ensure you can change from tenants in common to joint tenants. The additional fee for reviewing the deed is £299 INC VAT.

Change to Tenants in Common with a Deed

• Declaration of the share of the beneficial interest between the legal and non-legal owners. Suitable for assigning beneficial interest for sharing property income. The deed does not assign any debt or outgoings.
• Lists the assignor and assignee.

• The Deed cannot be backdated.
• This scope does not include registration of any notices or restrictions at HM Land Registry unless you have paid for the service to register a restriction. If you wish to instruct us to do that, please get in touch.
• The title to the legal estate will not change. Depending on the revisions made, it may only be the entitlement to the beneficial estate that will change. However, as one of the Parties may acquire an interest in land, stamp duty land tax (SDLT) or land transaction tax (LTT) will be payable by reference to any chargeable consideration given for it. You are required by law to declare and pay any stamp duty land tax applicable to the transaction. You should therefore speak to a specialist tax adviser before instructing the Deed. Parachute Law are not specialists in tax law and cannot give you tax advice.

• submitting application to the Land Registry to register the property with a Form A restriction (tenants in Common). The disbursement costs such as ID fee, office copies and Land Registration charges are included within our one fixed legal fee

Change to Tenants in Common with a Notice of Severance

• submitting application to the Land Registry to register the property with a Form A restriction (tenants in Common). The disbursement costs such as ID fee, office copies and Land Registration charges are included within our one fixed legal fee

Cohabitation Agreement

• Material changes to the original intentions. We will draft the deed of trust based on your intentions and offer one free revision. Should you look to change your intentions, supply incorrect details or you require a bespoke service then our solicitor will charge for this work on an hourly basis of £200 plus VAT.

Declaration of No Interest

• Lists the names of all legal and beneficial owners
• A declaration of no beneficial interest for either a legal or non-legal owner confirming no future entitlement to any capital proceeds from the sale of the property, to income or to occupy the property.
• Surrendering of any claim to an existing beneficial interest. The party signing away a benefit in land/property should seek separate legal advice as to the implications before signing declaration.
• Confirmation the party/ies with a beneficial interest can sell or transfer the property at any time.

• Material changes to the original intentions. You solicitor will draft the declaration of trust based on your intentions and offer one free revision. Should you look to change your intentions, supply incorrect details or you require a bespoke service then our solicitor will charge for this work on an hourly basis of £200 plus VAT.

Deed of Assignment

• Declaration of the share of the beneficial interest between the legal and non-legal owners. Suitable for assigning beneficial interest for sharing property income. The deed does not assign any debt or outgoings.
• Lists the assignor and assignee.

• The Deed cannot be backdated.
• This scope does not include registration of any notices or restrictions at HM Land Registry unless you have paid for the service to register a restriction. If you wish to instruct us to do that, please get in touch.
• The title to the legal estate will not change. Depending on the revisions made, it may only be the entitlement to the beneficial estate that will change. However, as one of the Parties may acquire an interest in land, stamp duty land tax (SDLT) or land transaction tax (LTT) will be payable by reference to any chargeable consideration given for it. You are required by law to declare and pay any stamp duty land tax applicable to the transaction. You should therefore speak to a specialist tax adviser before instructing the Deed. We are not specialists in tax law and cannot give you tax advice.

Deed of Trust to Change to Joint Tenants

1. they have not incumbered or charged their beneficial interests [other than by the Mortgage which is also a charge over the legal estate];
2. they have not received any notice of any incumbrance on their beneficial interests;
3. no other party has a beneficial interest in the Property; and
4. to the best of their knowledge and belief no bankruptcy proceedings have been commenced or are contemplated against them.

1. they hold the Property on trust for themselves as legal and beneficial joint tenants; and
2. the survivor of them can give a valid receipt for capital money arising on a disposition of the land.

Deed of Variation

Floating Basic Deed of Trust

• Declaration of trust using the floating formula for distribution of property income (rent/net sale proceeds) based on contribution toward the equity/deposit, costs of purchase, mortgage repayments and repairs and renovations. The more a party contributes, the greater their interest in the property
• Lists the names of all legal and beneficial owners
• Explains how to share rental income
• Mechanism for transferring beneficial interest between parties
• States the individual contributions towards outgoings
• Maintenance obligations
• Explains how to sell the property in the future

• The deed cannot be backdated.
• This scope does not include registration of any notices or restrictions at HM Land Registry unless you have paid for the service to register a restriction. If you wish to instruct us to do that, please get in touch.
• The title to the legal estate will not change. Depending on the revisions made, it may only be the entitlement to the beneficial estate that will change. However, as one of the Parties may acquire an interest in land, stamp duty land tax (SDLT) or land transaction tax (LTT) will be payable by reference to any chargeable consideration given for it. You are required by law to declare and pay any stamp duty land tax applicable to the transaction. You should therefore speak to a specialist stamp duty land tax adviser before instructing the Deed. Parachute Law are not specialists in tax law and cannot give you tax advice.

Joint Mortgage Sole Proprietor Deed of Trust

• Declaration of trust confirming how the beneficial interest is held between the joint owners
• Lists the names of all legal and beneficial owners
• Indemnities to protect the non-legal owner in the event of a breach in the mortgage terms by the legal owner
• Mechanism for transferring beneficial interest between parties
• States the individual contributions towards outgoings
• Maintenance obligations
• Explains how to sell the property in the future

• The deed cannot be backdated.
• This scope does not include registration of any notices or restrictions at HM Land Registry unless you have paid for the service to register a restriction. If you wish to instruct us to do that, please get in touch.
• The title to the legal estate will not change. Depending on the revisions made, it may only be the entitlement to the beneficial estate that will change. However, as one of the Parties may acquire an interest in land, stamp duty land tax (SDLT) or land transaction tax (LTT) will be payable by reference to any chargeable consideration given for it. You are required by law to declare and pay any stamp duty land tax applicable to the transaction. You should therefore speak to a specialist stamp duty land tax adviser before instructing the Deed. Parachute Law are not specialists in tax law and cannot give you tax advice.

Land Registry Loan Agreement

• Restrictions. If you have a restriction that needs to be complied with before a charge can be registered then our solicitor will charge a fee of £260 INC VAT. In some cases a restriction won't allow the charge to be registered however our fees for the work completed are still payable in full.
• Charges. If there is another charge registered over the legal title we need to obtain their consent to register the loan agreement as a second charge and our solicitor will charge a fee of £260 INC VAT. In some cases the existing lender won't allow the charge to be registered however our fees for the work completed are still payable in full.
• (if Company) Registering charge at Companies House. If the borrower is a company then the loan must be registered at Companies House. We charge a fee to register a loan of £50 INC VAT and this includes the disbursement costs.

LLP Deed of Trust

• Declaration of trust confirming how the beneficial interest is held between the partners.
• Lists the names of all partners
• Explains how to share rental income
• Mechanism for transferring beneficial interest between parties

Loan Agreement

• review and confirm your intentions to align with our standard loan agreement; 
• draft loan agreement based on your intentions and one revision;
• Final loan agreement submitted for signing between the parties.

• loan amount
• interest payable
• confirmation if secured on property
• early repayment terms
• loan terms such as breaches
• prohibition of how the property will be dealt with
• registration requirements

• More than one lender. If there are two lenders then you will need two separate loan agreements that have their separate terms and conditions. We charge £399 INC VAT for an additional loan agreement.
• Registering the loan at the Land Registry. If you want our solicitor to register your loan agreement at the Land Registry. The disbursement costs such as ID fee, office copies and Land Registration charges are included within our legal fee. We will charge a fee of £260 INC VAT. Not chargeable if you instruct another solicitor to register the loan for you.
• Restrictions. If you have a restriction that needs to be complied with before a charge can be registered then our solicitor will charge a fee of £260 INC VAT. In some cases a restriction won't allow the charge to be registered however our fees for the work completed are still payable in full. Not chargeable if you instruct another solicitor to register the loan for you.
• Charges. If there is another charge registered over the legal title we need to obtain their consent to register the loan agreement as a second charge and our solicitor will charge a fee of £260 INC VAT. In some cases the existing lender won't allow the charge to be registered however our fees for the work completed are still payable in full. Not chargeable if you instruct another solicitor to register the loan for you.

Register Form B Restriction for Deed

• submitting application to the Land Registry to register the property with a Form B restriction. The disbursement costs such as ID fee, office copies and Land Registration charges are included within our one fixed legal fee

Settlement Agreement

• living arrangements
• beneficial split of property
• who is liable to pay the mortgage and other outgoings
• agreement to transfer title and to remove from mortgage
• settlement of all current and future claims to the property

• Material changes to the original intentions - We will draft the settlement agreement based on your intentions and offer one free revision. Should you look to change your intentions, supply incorrect details or you require a bespoke service then our solicitor will charge for this work on an hourly basis of £200 plus VAT.

Borrower and Proprietor

• review of the borrower documents and mortgage offer.
• a live video conference meeting to provide independent legal advice lasting no longer than 1 hour but maybe less.
• Advisory letter confirming the legal advice provided.
• At the solicitors discretion, issuing of certificate of advice to your acting conveyancer or lender.

• Failing to attend your ILA meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £120 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting (including not having adequate Skype audio and video to allow the meeting to take place), iv) you have not read in full all of the mortgage documents provided to you by your lender v) you do not provide adequate ID during the meeting or vi) if documents require signature during the call and you do not have these read to sign during the meeting, we charge £100 INC VAT for another appointment time.
• Bespoke appointments. We offer appointments from 9am to 6pm Monday to Friday as part of our Fixed Fee. We can offer out of hours appointment upon request (7pm or 8pm Monday to Friday or 11am to 3pm Saturday or Sunday) however we will charge an additional fee of £120 INC VAT.
• Negotiate Lender Terms. Where you want our solicitor to negotiate the terms of the mortgage lender we will charge an additional £240 INC VAT. Included in this we will write to the lender to vary their terms, chasing the lender for a response and, where response is received, reporting to you of their response and the impact it has on you. We do not guarantee the lender will respond or change their terms.
• Client does not sign certificate. There may be cases where the certificate is not issued as the client is not happy to sign the certificate. In these cases there is no refund for any part of the service.
• We do not offer financial or tax advice. Before signing the certificate you should seek appropriate financial and tax advice.

Borrower Non-Proprietor

• review of the borrower documents and mortgage offer.
• a Skype meeting to provide independent legal advice lasting no longer than 1 hour but maybe less.
• Advisory letter confirming the legal advice provided.
• At the solicitors discretion, issuing of certificate of advice to your acting conveyancer or lender.

• Failing to attend your ILA meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £120 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting (including not having adequate Skype audio and video to allow the meeting to take place), iv) you have not read in full all of the mortgage documents provided to you by your lender v) you do not provide adequate ID during the meeting or vi) if documents require signature during the call and you do not have these read to sign during the meeting, we charge £100 INC VAT for another appointment time.
• Bespoke appointments. We offer appointments from 9am to 6pm Monday to Friday as part of our Fixed Fee. We can offer out of hours appointment upon request (7pm or 8pm Monday to Friday or 11am to 3pm Saturday or Sunday) however we will charge an additional fee of £120 INC VAT.
• Negotiate Lender Terms. Where you want our solicitor to negotiate the terms of the mortgage lender we will charge an additional £240 INC VAT. Included in this we will write to the lender to vary their terms, chasing the lender for a response and, where response is received, reporting to you of their response and the impact it has on you. We do not guarantee the lender will respond or change their terms.
• Client does not sign certificate. There may be cases where the certificate is not issued as the client is not happy to sign the certificate. In these cases there is no refund for any part of the service.

Borrower Non-Proprietor - Additional Owner

• review of the borrower documents and mortgage offer.
• a Skype meeting to provide independent legal advice lasting no longer than 1 hour but maybe less.
• Advisory letter confirming the legal advice provided.
• At the solicitors discretion, issuing of certificate of advice to your acting conveyancer or lender.

• Failing to attend your ILA meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £120 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting (including not having adequate Skype audio and video to allow the meeting to take place), iv) you have not read in full all of the mortgage documents provided to you by your lender v) you do not provide adequate ID during the meeting or vi) if documents require signature during the call and you do not have these read to sign during the meeting, we charge £100 INC VAT for another appointment time.
• Bespoke appointments. We offer appointments from 9am to 6pm Monday to Friday as part of our Fixed Fee. We can offer out of hours appointment upon request (7pm or 8pm Monday to Friday or 11am to 3pm Saturday or Sunday) however we will charge an additional fee of £120 INC VAT.
• Negotiate Lender Terms. Where you want our solicitor to negotiate the terms of the mortgage lender we will charge an additional £240 INC VAT. Included in this we will write to the lender to vary their terms, chasing the lender for a response and, where response is received, reporting to you of their response and the impact it has on you. We do not guarantee the lender will respond or change their terms.
• Client does not sign certificate. There may be cases where the certificate is not issued as the client is not happy to sign the certificate. In these cases there is no refund for any part of the service.

Bridging Loan

Director Personal Guarantee Advice

• review of the mortgage paperwork and guarantee
• a video conference meeting to provide independent legal advice.
• Advisory letter confirming the legal advice provided.
• At the solicitors discretion, issuing of certificate of advice to your acting conveyancer or lender.

• Loan of £0 to £750,000 £360 INC VAT for the first director and £180 INC VAT for each additional director
• Loan of £750,001 to £1,250,000 £720 INC VAT for the first director and £180 INC VAT for each additional director
• Loan of £1,250,001+ 0.1% of the loan amount INC VAT for the first director and 0.05% of the loan amount INC VAT for each additional director

Points to Note:

• Flexible Meeting Times. Flexible meeting times are offered between the office hours of 9am to 5.30pm. Upon request, out of work hours meetings can be arranged up until 7pm for an additional fee of £100 (including VAT).
• Failing to attend your ILA meeting. We have a 24 hour rearrangement policy which means you can change the meeting time, that you have already agreed to if you give us at least 24 hours notice prior. If you rearrange within 24 hours of the appointment and/or fail to attend the meeting including being late by more than 15 minutes (including not having adequate Skype to allow the meeting to take place on time) and/or you have not read in full all of the mortgage documents provided to you by the lender and/or do not provide adequate ID you will need to rebook your meeting at a cost of £100 (including VAT).
• Negotiate Lender Terms. Where you want our solicitor to negotiate the terms of the mortgage lender we will charge an additional £240 INC VAT. Included in this will be writing to the lender to vary their terms, chasing the lender for a response and, where response is received, reporting to you of their response and the impact it has on you. We do not guarantee the lender will respond or change their terms.
• Client does not sign certificate. There may be cases where the certificate is not issued as the client is not happy to sign the certificate. In these cases there is no refund for any part of the service.

Director Personal Guarantee Advice - Additional Owner

• review of the mortgage paperwork and guarantee
• a video conference meeting to provide independent legal advice.
• Advisory letter confirming the legal advice provided.
• At the solicitors discretion, issuing of certificate of advice to your acting conveyancer or lender.

• Loan of £0 to £750,000 £360 INC VAT for the first director and £180 INC VAT for each additional director
• Loan of £750,001 to £1,250,000 £720 INC VAT for the first director and £180 INC VAT for each additional director
• Loan of £1,250,001+ 0.1% of the loan amount INC VAT for the first director and 0.05% of the loan amount INC VAT for each additional director

Points to Note:

• Flexible Meeting Times. Flexible meeting times are offered between the office hours of 9am to 5.30pm. Upon request, out of work hours meetings can be arranged up until 7pm for an additional fee of £100 (including VAT).
• Failing to attend your ILA meeting. We have a 24 hour rearrangement policy which means you can change the meeting time, that you have already agreed to if you give us at least 24 hours notice prior. If you rearrange within 24 hours of the appointment and/or fail to attend the meeting including being late by more than 15 minutes (including not having adequate Skype to allow the meeting to take place on time) and/or you have not read in full all of the mortgage documents provided to you by the lender and/or do not provide adequate ID you will need to rebook your meeting at a cost of £100 (including VAT).
• Negotiate Lender Terms. Where you want our solicitor to negotiate the terms of the mortgage lender we will charge an additional £240 INC VAT. Included in this will be writing to the lender to vary their terms, chasing the lender for a response and, where response is received, reporting to you of their response and the impact it has on you. We do not guarantee the lender will respond or change their terms.
• Client does not sign certificate. There may be cases where the certificate is not issued as the client is not happy to sign the certificate. In these cases there is no refund for any part of the service.

Equity Release

• Review of the Equity Release documents.
• A video conference meeting to provide independent legal advice (please ensure your provider allows this).
• Advisory letter confirming the legal advice provided.
• At the solicitor's discretion, issuing a certificate of advice to your acting conveyancer or lender.
• Handle completion and send equity funds to you by bank transfer.

Form LL Removal for 1 Owner

• review the information relating to the verification;
• a video conference meeting to verify your identity;
• Provide a Certificate of Compliance & letter of consent in accordance with the Form LL Restriction for the purpose of removing it;
• Submitting application to the Land Registry to remove the Form LL restriction;
• Disbursement costs such as ID fee, office copies and Land Registration charges; and
• We will handle all possible requisitions raised by the Land Registry.

Form LL Removal for 2 Owners

• review the information relating to the verification;
• a video conference meeting to verify your identity;
• Provide a Certificate of Compliance & letter of consent in accordance with the Form LL Restriction for the purpose of removing it;
• Submitting application to the Land Registry to remove the Form LL restriction;
• Disbursement costs such as ID fee, office copies and Land Registration charges; and
• We will handle all possible requisitions raised by the Land Registry.

Form LL Verifying for 1 Owner

• review the information relating to the verification.
• a video conference meeting to verify your identity.
• Provide a Certificate of Compliance in accordance with the Form LL Restriction drafted specifically for the type of transaction undertake. We do not provide any advice regarding the transaction you are undertaking.

• Removal of Form LL Restriction. We can remove the Form LL restriction which means you won't have to get your ID verified again when you make any further changes to the legal title (remortgage/sale). Please ask for a quote.
• Failing to attend your meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £50 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting), iv) you do not provide in full all of the required documents for the ID1 or v) you do not provide adequate ID during the meeting.

Form LL Verifying for 2 Owners

• review the information relating to the verification.
• a video conference meeting to verify your identity.
• Provide a Certificate of Compliance in accordance with the Form LL Restriction drafted specifically for the type of transaction undertake. We do not provide any advice regarding the transaction you are undertaking.

• Removal of Form LL Restriction. We can remove the Form LL restriction which means you won't have to get your ID verified again when you make any further changes to the legal title (remortgage/sale). Please ask for a quote.
• Failing to attend your meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £50 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting), iv) you do not provide in full all of the required documents for the ID1 or v) you do not provide adequate ID during the meeting.

ID2 Form

• More than one ID2 Form. We can sign complete other ID2 forms for an additional charge of £100 INC VAT per person.
• ID1 Form. We can complete ID1 forms for an additional charge of £100 INC VAT per person.
• Failing to attend your ID2 meeting. If you are having a face to face meeting you can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £50 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting), iv) you do not provide in full all of the required documents for the ID1 or v) you do not provide adequate ID during the meeting.

Independent Legal Advice on a Loan Agreement

• review of the loan agreement.
• a video conference meeting to provide independent legal advice lasting no longer than 1 hour but maybe less.
• Advisory letter confirming the legal advice provided.
• At the solicitors discretion, issuing of certificate of advice to your conveyancer or lender.

• Failing to attend your ILA meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £120 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting (including not having adequate Skype audio and video to allow the meeting to take place), iv) you have not read in full all of the mortgage documents provided to you by your lender v) you do not provide adequate ID during the meeting or vi) if documents require signature during the call and you do not have these read to sign during the meeting, we charge £100 INC VAT for another appointment time.
• Bespoke appointments. We offer appointments from 9am to 5.30pm Monday to Friday as part of our Fixed Fee. We can offer an out of hours appointment upon request subject to our solicitor's availability however we will charge an additional fee of £120 INC VAT to cover the cost. Please contact us to check availability.
• Negotiate Lender Terms. Where you want our solicitor to negotiate the terms of the mortgage lender we will charge an additional £240 INC VAT. Included in this we will write to the lender to vary their terms, chasing the lender for a response and, where response is received, reporting to you of their response and the impact it has on you. We do not guarantee the lender will respond or change their terms.
• Client does not sign certificate. There may be cases where the certificate is not issued as the client is not happy to sign the certificate. In these cases there is no refund for any part of the service.

Occupier Waiver

• review of the occupier waiver form and mortgage offer.
• a video conference meeting to provide independent legal advice.
• Advisory letter confirming the legal advice provided.
• At the solicitors discretion, issuing of certificate of advice to your acting conveyancer or lender.

• Failing to attend your ILA meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £120 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting (including not having adequate Skype audio and video to allow the meeting to take place), iv) you have not read in full all of the mortgage documents provided to you by your lender v) you do not provide adequate ID during the meeting or vi) if documents require signature during the call and you do not have these read to sign during the meeting, we charge £100 INC VAT for another appointment time.
• Bespoke appointments. We offer appointments from 9am to 6pm Monday to Friday as part of our Fixed Fee. We can offer out of hours appointment upon request (7pm or 8pm Monday to Friday or 11am to 3pm Saturday or Sunday) however we will charge an additional fee of £120 INC VAT.
• Client does not sign Occupier Waiver. There maybe cases where the certificate is not issued as the client is not happy to sign the occupier waiver. In these cases there is no refund for any part of the service.

Remove a Form A Restriction

Remove a mortgage restriction

• Review Land Registry Restriction
• Draft a letter to your lender including your supporting documents requesting them to remove the restriction. We need to evidence to the Land Registry we have attempted to get the restriction removed by the lender. If you do not have evidence to prove the charge restriction is satisfied or the consent to remove, then please see below.

• Submit evidence of discharge directly to the Land Registry with all supporting documents and evidence of request for removal.
• Replying to further requisitions. No refund is due if you are unable to remove the restriction.

Remove a Restriction for a Bankruptcy-Charging Order

• Review Land Registry Restriction
• Draft a letter to your lender including your supporting documents requesting them to remove the restriction. We need to evidence to the Land Registry we have attempted to get the restriction removed by the lender.

• Submit evidence of discharge directly to the Land Registry with all supporting documents and evidence of request for removal.
• Replying to further requisitions. No refund is due if you are unable to remove the restriction.

Remove a Restriction Review

• Review all of the Land Registry restriction/s, restriction documents and any other supporting information
• Meeting with a solicitor to discuss with you what you need to do to remove the restriction (lasts no more than 15 minutes). The cost for removal will be an additional fee.

Sole Mortgage Joint Proprietor

• Failing to attend your ILA meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £120 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting (including not having adequate Skype audio and video to allow the meeting to take place), iv) you have not read in full all of the mortgage documents provided to you by the mortgage lender v) you do not provide adequate ID during the meeting or vi) if documents require signature during the call and you do not have these read to sign during the meeting, we charge £100 INC VAT for another appointment time.
• Bespoke appointments. We offer appointments from 9am to 6pm Monday to Friday as part of our Fixed Fee. We can offer out of hours appointment upon request (7pm or 8pm Monday to Friday or 11am to 3pm Saturday or Sunday) however we will charge an additional fee of £120 INC VAT.

Statutory Declaration

• review the information relating to the declaration.
• a video meeting to hear your declaration of solvency.
• Draft and provide a Statutory Declaration. We do not provide any advice regarding the transaction you are undertaking.

• Failing to attend your meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £50 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting), iv) you do not provide in full all of the required documents for the ID1 or v) you do not provide adequate ID during the meeting.

Statutory Declaration for Landlords

• review the information relating to the declaration;
• a video meeting to hear your statutory declaration; and
• Sign the provided Landlord's Statutory Declaration. We do not provide any advice regarding the contents of the form.

• Failing to attend your meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £50 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting), iv) you do not provide in full all of the required documents for the ID1 or v) you do not provide adequate ID during the meeting.

Transfer of Equity for Zero Consideration Advice for 1 Owner

• review the information relating to the transfer of equity.
• a video conference meeting to provide independent legal advice lasting no longer than 1 hour but maybe less.
• Advisory letter confirming the legal advice provided. We do not handle any part of the legal work to update the Land Registry title.

• Failing to attend your ILA meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £120 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting (including not having adequate Skype audio and video to allow the meeting to take place), iv) you have not read in full all of the mortgage documents provided to you by your lender v) you do not provide adequate ID during the meeting or vi) if documents require signature during the call and you do not have these read to sign during the meeting, we charge £100 INC VAT for another appointment time.
• Bespoke appointments. We offer appointments from 9am to 6pm Monday to Friday as part of our Fixed Fee. We can offer out of hours appointment upon request (7pm or 8pm Monday to Friday or 11am to 3pm Saturday or Sunday) however we will charge an additional fee of £120 INC VAT.
• Client does not proceed. There may be cases where the client does not proceed with the transfer after the advice has been given. In these cases there is no refund for any part of the service.

Transfer of Equity for Zero Consideration Advice for Additional Owner

• review the information relating to the transfer of equity.
• a video conference meeting to provide independent legal advice lasting no longer than 1 hour but maybe less.
• Advisory letter confirming the legal advice provided. We do not handle any part of the legal work to update the Land Registry title.

• Failing to attend your ILA meeting. You can change a booked meeting time by giving us 24 hours prior to the meeting taking place. We will cancel the booked meeting and charge you a £120 rearrangement fee if: i) you rearrange less than 24 hours before the meeting time, ii) you are more than 15 minutes late for the meeting, iii) you fail to attend the meeting (including not having adequate Skype audio and video to allow the meeting to take place), iv) you have not read in full all of the mortgage documents provided to you by your lender v) you do not provide adequate ID during the meeting or vi) if documents require signature during the call and you do not have these read to sign during the meeting, we charge £100 INC VAT for another appointment time.
• Bespoke appointments. We offer appointments from 9am to 6pm Monday to Friday as part of our Fixed Fee. We can offer out of hours appointment upon request (7pm or 8pm Monday to Friday or 11am to 3pm Saturday or Sunday) however we will charge an additional fee of £120 INC VAT.
• Client does not proceed. There may be cases where the client does not proceed with the transfer after the advice has been given. In these cases there is no refund for any part of the service.

Lease Extension - Formal for Flat

Lease Extension - Formal for Freeholder

Lease Extension - Informal

Lease Extension - Section 42

Lease Extension - Section 45

Lease Extension - Surrender and Grant New Lease for Share of Freeholders

Lease Extension - Tribunal Post Section 45 Counter Notice

• Obtaining and investigating your existing file, ensuring there are no issues in respect of the validity of the s42 notice or service;
• Reviewing file, title documentation and your existing lease;
• Application to the First-Tier Tribunal for determination of the premium to be paid for the Lease Extension and approval of the Lease;
• Preparation of draft Lease for Tribunal’s approval; and
• Complying with Tribunal Directions including liaising with your Valuer in connection with the Valuation Report to be submitted.

• Tribunal Day - The solicitor's fee is fixed for the work in making the application to the Tribunal (most often the case will settle before getting to Tribunal). The work for instructing Counsel, preparing for the Tribunal hearing and attending a Tribunal hearing is charged on a time spent basis in accordance with hourly rates set out in their Terms and Conditions of Business and the Counsel's terms. The solicitor's current hourly rate is £300 EXC VAT and their assistant solicitor's hourly rate is £250 EXC VAT.

Lease Extension - Tribunal Post Vesting Order

• Application to the First-Tier Tribunal for determination of the premium to be paid for the Lease Extension and approval of the Lease;
• Preparation of draft Lease for Tribunal’s approval; and
• Complying with Tribunal Directions including liaising with your Valuer in connection with the Valuation Report to be submitted.

• Tribunal Day - The solicitor's fee is fixed for the work in making the application to the Tribunal (most often the case will settle before getting to Tribunal). The work for instructing Counsel, preparing for the Tribunal hearing and attending a Tribunal hearing is charged on a time spent basis in accordance with hourly rates set out in their Terms and Conditions of Business and the Counsel's terms. The solicitor's current hourly rate is £300 EXC VAT and their assistant solicitor's hourly rate is £250 EXC VAT.

Lease Extension - Vesting Order for Absent Freeholder

• Obtaining copies of the Land Registry titles and lease, investigating the same, checking you qualify to commence the process and addressing any issues that arise;
• Making all attempts to find your missing Landlord this would include writing to all previous addresses, instructing an enquiry agent, placing two adverts in local papers and checking probate records as far as possible;
• (if not absent) Writing to your Landlord/freeholder, requesting that your Landlord proceeds and signs a new lease without a Court application;
• Preparation and issuing the Court application; and
• Preparing for the Court hearing and instructing counsel to attend to obtain the Order

• Defended Vesting Order - The solicitor's fee is fixed if the freeholder doesn't defend their case at Court (most often where the freeholder has been unresponsive). If the freeholder defends the Vesting Order at Court then the solicitor's time is charged on a time spent basis in accordance with hourly rates set out in their Terms and Conditions of Business. The solicitor's current hourly rate is £300 EXC VAT and their assistant solicitor's hourly rate is £250 EXC VAT. Once they are aware of the issues in dispute your solicitor will provide you with their best projection of the expected costs.

Lease Extension - Vesting Order for Failing to Respond to Section 42

• Obtaining copies of the Land Registry titles and lease, investigating the same, checking you qualify to commence the process and addressing any issues that arise;
• Review the Section 42 Notice and confirm it was served correctly;
• Write to your Landlord/freeholder, requesting that your Landlord proceeds and signs a new lease without a Court application;
• Preparation and issuing the Court application; and
• Preparing for the Court hearing and instructing counsel to attend to obtain the Order

• Defended Vesting Order. The solicitor's fee is fixed if the freeholder doesn't defend their case at Court (most often where the freeholder has been unresponsive). If the freeholder defends the Vesting Order at Court then the solicitor's time is charged on a time spent basis in accordance with hourly rates set out in their Terms and Conditions of Business. The solicitor's current hourly rate is £300 EXC VAT and their assistant solicitor's hourly rate is £250 EXC VAT. Once they are aware of the issues in dispute your solicitor will provide you with their best projection of the expected costs.

Lease Extension - Seller Extending Lease for Buyer