Mortgage Broker Totnes

Book your Free Mortgage Consultation today

There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
I agree to Terms and Privacy Policy
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
Proud of our Reviews
SAM Conveyancing Reviews
Fast Mortgage Applications with SAM Conveyancing
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Totnes

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Totnes Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Missed payments/late payments? Start and continue making them on time

If you make a late payment and continue to do so, your credit score will decrease. If you begin to make them on time, your credit score will increase – simple!

Any previous credit problems become less important if you are paying your current repayments on time.

Lifetime Mortgage

This type of mortgage is a type of equity release and is a long-term loan secured on one property. The amount borrowed can vary as it depends on the age of the applicant and the value of the property it is secured on.

It is an unusual type of mortgage as the mortgagor doesn’t have to make any repayments until the end of the plan.


Totnes is a market town situated 28 miles southwest of Exeter and 24 miles east of Plymouth. The town is a hub for music, art and theatre and is known for providing a place to live a ‘bohemian lifestyle’.

Evidence for the towns presence dates back to 1136 when it was mentioned in the book ‘Historia Regum Britanniae’. The Brutus Stone can be found in the town and is thought to be the small granite boulder on which Brutus of Troy, the mythical founder of Britain, took his first step onto the land from his Ship.

Totnes Castle is one of the most well-preserved Norman mottle and bailey castles. The Castle is on a large hill overlooking the town and so is a popular landmark in Totnes. It is thought to have been built in the 12th century.

Property Price Stats for Totnes


Average property price in Totnes£306,219
% Change compared to last year6%
Population of Totnes8,076 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Totnes - Recently Completed

  • Smokey Cottage, Harbertonford, Totnes, Devon, TQ9 7PS
  • Jack's Close, Totnes, Devon, TQ9 6GU
  • Fore Street, Totnes TQ9 5HN
  • Christina Park, Totnes TQ9 5UU
  • Babbage Road, Totnes TQ9 5FN

Local High Street Banks in Totnes

Mortgage Broker in and around Totnes

Our Totnes mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Littlehempston, Berry Pomeroy, Longcombe, Dartington, Belsford, Ashprington and Harbertonford.

Which banks are local to you?


  • Lloyds Bank - 31 Fore St, Totnes TQ9 5HH
  • Santander - Fore St, Totnes TQ9 5RU
  • TSB Bank - St Marychurch Rd, Torquay TQ1 4NB

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Totnes

Mortgage Brokers Totnes offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Totnes Mortgage Broker Insider Tips

Selling? Consider ordering your own local authority search

  • One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search for their own peace of mind.

  • The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes. 

  • A seller can therefore pre-empt this by buying their own local authority search, which they can then sell onto a prospective buyer.

  • They also benefit by being notified of any planning orders etc.

Click to order your Local Authority Search