Mortgage Broker Torquay

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Torquay

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    Approval/Decision in Principal (AIP/DIP)
    Mortgage in Principal (MIP)
    Mortgage Valuation
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Torquay Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Only started using credit? Don’t open too many credit sources too quickly

New accounts lower your average account age, which can affect your score negatively, particularly if there isn't a lot of other credit information about you readily available.

Additionally, opening a lot of credit accounts rapidly can make you look like a higher risk if you are a relatively new credit user.

Variable Rate Mortgage

With this type of mortgage, the interest rate may vary. This means your repayments may go up and down, unlike with a fixed rate mortgage where each repayment is predictable.

The benefit of a variable rate mortgage is if the Bank of England base rate decreases, as will your repayments. But be aware that if the base rate increases, so will your repayments. If you are going to choose this type of mortgage, ensure you have the funds if the base rate increases.

Torquay 's a seaside town in Devon and is on the north of Tor Bay, next to Paignton, a neighbouring town and near to Brixham, a fishing port. Although initially based on fishing and agriculture, the town developed a reputation as a fashionable seaside resort in the early 19th century, initially when Royal Navy members visited it during the Napoleonic Wars when anchored in the bay. It earned the nickname 'The English Riviera'.

The town has numerous landmarks and attractions, including: Kents Cavern, Britain's most important Stone Age site, which was home to early man for some 40,000 years; the Victorian Pavilion; Torquay Museum (the oldest in Devon); Living Coasts, a coastal zoo owned by Paignton Zoo; the Babbacombe Model Village; the Babbacombe Theatre and the Princess Theatre.

Property Price Stats for Torquay

Average property price in Torquay£232,637
% Change compared to last year9%
Population of Torquay65,245 (2011)

The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry

Mortgage Broker Torquay - Recently Completed

  • Ticklemore Street TQ9 5EJ
  • Swannaton Road Dartmouth TQ6 9RL
  • Brakefield TQ10 9PA
  • Heathfield Terrace TQ13 9BA
  • Storrs Close TQ13 9HR

Local High Street Banks in Torquay

Mortgage Broker in and around Torquay

Our Torquay mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Exeter, Plymouth, Barnstaple, Okehampton, Paignton, Launceston and Honiton.

Which banks are local to you?

  • NatWest Bank plc - 108 Union St, Torquay TQ2 5PH
  • Lloyds Bank plc - 51-52 Fleet St, Torquay TQ2 5DW
  • HSBC Bank Plc - 4 Strand, Torquay TQ1 2AB

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Torquay offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Torquay Mortgage Broker Insider Tips

Choose conveyancing solicitors who balance their work well

Conveyancing solicitors look after the needs of many clients and if they take on too many clients, they will be unable to give adequate service to all of them particularly in matters of communication and it's more likely that mistakes will be made.

SAM Conveyancing carefully balance the workloads of the solicitors we use to ensure that you receive the optimum level of client care when you move home. We also only employ Conveyancing Quality Scheme (CQS) solicitors, so you can relax secure in this knowledge when you choose us.

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