Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Locks Heath
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 5% on the 7th November 2024.
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Locks Heath
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Getting financial help towards your deposit from a family member?
To save yourself delays in the conveyancing process further down the line:
- The family member must decide whether it's a gift or a loan.
- If it's a gift, you must ensure that the person gifting fills out a gifted deposit letter with the correct information.
The correct information must be set down, and the letter must be signed by witnesses. The giver will also have to provide ID and proof of funds. If the giver isn't a family member, you must tell your mortgage lender, as this can sometimes cause issues.
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Frequently Asked Questions: Mortgage Brokers Locks Heath
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Locks Heath mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
You can disengage the services of your Mortgage Broker before making a formal application, and no fee will be levied.
Read our - Terms and Conditions.
SAM Conveyancing is an approved partner of Advies Private Client, and this page is an advertisement for them. SAM Conveyancing does not provide or arrange mortgage advice, but we may receive a commission for any product you take with Advies Private Client after we introduce you to them.
The FCA does not regulate SAM Conveyancing and does not provide any insurance or mortgage products, nor can we provide any advice on different insurance or mortgage products. Please liaise with your chosen Advies Private Client for any insurance advice.
Mortgage Broker Locks Heath - Recently Completed
- 14 Fosters Copse, Southampton, Hampshire, SO31 1ET
- 3 Hollowbread Gardens, Southampton, Hampshire, SO31 8LY
- 15 Chillerton, Southampton, Hampshire, SO31 5GU
- 68 Oakeley Vale, Southampton, Hampshire, SO31 8NB
- 17 Goslings Turning, Southampton, Hampshire, SO31 8LP
Watch our video to find out how to organise your mortgage and funding for your purchase.
