Mortgage Broker Surbiton

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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No need for Face to Face meeting
Available 8am to 7pm
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We handle the whole  Mortgage Process
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** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Surbiton

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Surbiton Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Check your main 3 credit scores

There are currently 3 main credit reference agencies, namely Equifax, Experian and Callcredit. Each one can hold slightly different information about you and has a different algorithm for calculating your credit score.

By checking the files of all 3 companies, you can ensure you eradicate any mistakes and best inform yourself of the likelihood that your application for a loan, for example a mortgage, will be accepted.

Repayment Mortgage

If you are a residential home buyer buying with a mortgage, you will be taking out this kind of mortgage (interest-only mortgages can only be accessed by commercial buyers).

With a repayment mortgage, over the mortgage term – most often 25 years – you make monthly payments with part going towards paying off the interest on the loan and part going towards paying off the capital. As the term progresses and you pay more of the capital off, the interest element becomes smaller so more of your payment goes towards paying down the capital.

If you make all your monthly payments, you will have paid off the mortgage entirely by the end of the term and will then hold the full equity of your property yourself.


Surbiton is a suburb in south west London, around 11 miles from Central London and located next to the River Thames. Housing is highly varied here, ranging from 19th century townhouses to Art-Deco courts as well as including many more modern estates.

Saint Mark's Church, built 1845, is a prominent landmark in the area. White Spider Climbing in Hook Road South contains great climbing facilities. For those a little less athletically inclined, Charrington Bowl offers a de luxe modern 10-pin bowling facility with many lanes and other attractions such as arcades. Surbiton is located near to Kingston and Richmond and all of these areas are very well served for shopping and entertainment.

Property Price Stats for Surbiton


Average property price in Surbiton£502,781
% Change compared to last year4%
Population of Surbiton10,459


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Surbiton - Recently Completed

  • Palmerston Court, Lovelace Gardens, Surbiton, Surrey, KT6 6SE
  • Manor Drive, Berrylands, Surbiton, Surrey KT5 8NF
  • Raeburn Avenue, Surbiton, Surrey, KT5 9BP
  • 20 Surbiton Road, Kingston Upon Thames, Surrey, KT1 2HX
  • Chalford Court, Ewell Road, Surbiton, Surrey, KT6 6HJ

Local High Street Banks in Surbiton

Mortgage Broker in and around Surbiton

Our Surbiton mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Kingston Upon Thames, Epsom, Hampton, Tolworth, Long Ditton, Norbiton and Chessington.

Which banks are local to you?


  • Barclays Bank Plc - 81/83 Victoria Road, Surbiton KT6 4PD
  • HSBC Bank Plc - 1 Victoria Rd, Surbiton KT6 4LF
  • Santander Bank Plc - 12 Victoria Rd, Surbiton KT6 4JW

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Surbiton

Mortgage Brokers Surbiton offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Surbiton Mortgage Broker Insider Tips

Get your buildings insurance sorted in time for exchange of contracts!

According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.

You should therefore plan for this in advance and organise your buildings insurance to start on the day you exchange. Click if you wish to get a buildings insurance quote .

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