Mortgage Broker Ripley

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Ripley

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Ripley Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Limited record with credit? Take up a credit card

To develop and enhance your credit score, you'll need to have a credit record. One strategy is to apply for a credit card and use it to pay off a small loan or bill payment. Each timely repayment you make will help your credit score.

If you choose to do this, please make sure that you don't default on any repayments – defaulting on repayments negatively impacts your credit score and the affect negative effect outweighs the positive effects of making the repayments on time. Only ever take on debt which you can afford to repay.

Flexible Mortgage

Mortgages sold as flexible mortgages normally include features such as the ability of the mortgagor to overpay and underpay without penalty and to take payment holidays.

In theory, all mortgage variants might be tweaked by lenders to offer this type of flexibility. However you should be aware that you'll be paying for this to be the case and should only pay extra if you are likely to benefit greatly from the flexible aspects which you ask for.


The village of Ripley in Surrey County dates back to the Norman Invasion (St Mary Magdalen, a local church, has a chancel contructed c. 1160). It is a thriving place with many listed buildings, independent shops, hostelries and restaurants. Ripley used to be the post town of the area, but Woking took this mantle over in 1865.

It has more shopping facilities etc than nearby Send, Send Marsh and Ockham. Entertainments such as Thorpe Park and Windsor Castle are within easy travelling distance.

Property Price Stats for Ripley


Average property price in Ripley£519,626
% Change compared to last year5%
Population of Ripley20,807


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Ripley - Recently Completed

  • Send Hill, Send, Surrey, GU23 7HR
  • 29 Davos Close, Woking, Surrey, GU22 7SL
  • 1 Randolph Close, Woking, Surrey, GU21 2NF
  • Elmgrove, Clews Lane, Woking, Surrey, GU24 9DZ
  • 24 Norfolk Farm Road, Pyrford, Surrey, GU22 8LW

Local High Street Banks in Ripley

Mortgage Broker in and around Ripley

Our Ripley mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Ockham, Pyrford, Woking, West Clandon, West Byfleet, East Horsley and Downside.

Which banks are local to you?


  • Lloyds Bank Plc - 27-29 Oxford St, Ripley DE5 3QT
  • Nationwide Building Society - 11 Oxford St, Ripley DE5 3AG
  • Barclays Bank Plc - 1 High St, Ripley DE5 3AE

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Ripley

Mortgage Brokers Ripley offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Ripley Mortgage Broker Insider Tips

Choose conveyancing solicitors who balance their work well

Conveyancing solicitors look after the needs of many clients and if they take on too many clients, they will be unable to give adequate service to all of them particularly in matters of communication and it's more likely that mistakes will be made.

SAM Conveyancing carefully balance the workloads of the solicitors we use to ensure that you receive the optimum level of client care when you move home. We also only employ Conveyancing Quality Scheme (CQS) solicitors, so you can relax secure in this knowledge when you choose us.

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